Bud Hibbs is not an attorney and does not give legal advice.
This book provides information about credit and debt collection and is based on his experience in working with thousands
of consumers and every type of credit problem possible over
the past twelve years.
Though Mr. Hibbs has done extensive research, worked
with attorneys and state and federal organizations, been a
guest on hundreds of national television and radio shows,
including his own on KRLD Radio and the Texas State Radio
Network in Dallas, readers should use their own judgment
when using the book. Furthermore, anyone requiring legal
advice or having legal problems with their credit should consult with a competent attorney. 

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