The Bud Hibbs Way
The Voice of the American Consumer 🇺🇸
The #1 Consumer Advocate Site – Stop the Collection Calls Fast
😠 ALERT!!! Have you been Scammed?
Report an Occupy Corrupt Debt Collection Agency
If you're being harassed
REACH OUT WE CAN HELP!
OWN A SMALL BUSINESS?
TOOK OUT A MCA LOAN?
NOW BEING HARASSED BY MCA LENDERS?
TOP MCA LENDER:
Lendio - Fundbox - CanCapital - National Business Capital - Kabbage - Fundry - Legend Funding - Everest - Yellow Stone Capital Rapid Finance - Reliant Funding - Libertas Funding - National Funding - Lendini
If you're being harassed
REACH OUT WE CAN HELP!
" Quote from Bud Hibbs "
Profile of a Debt Collector I catch a lot of criticism for the stance I take against debt collectors and the firms they work for, but I have to tell you that every day I come to work something happens that convinces me that I am doing the right thing. If there weren't so many crooked agencies breaking the law, there would be no need for me to stay on this soapbox...
but there is. -- Bud Hibbs
“IN THE CREDIT SYSTEM...YOU ARE GUILTY UNTIL YOU PROVE YOURSELF INNOCENT” --Bud Hibbs
NEED A GOOD CONSUMER LAWYER?
The very best consumer lawyers in America are available to assist you in dealing with illegal debt collectors!
To file a complaint with the FTC, I would advise you to go directly to there website:
Or the CFPB
Is a Junk Debt Buyer - Junk Debt Collectors Harassing you?
We can help NOW!
Bud Hibbs
Original Site Founder
WE WORKED FOR THE HARD WORKING AMERICAN PEOPLE 🇺🇸
Budd Hibbs is devoted to helping People
learn about the inside workings of the
Credit and Debt Collection Industry.
For 22 years, Bud Hibbs has worked to inform America of the ins and outs of the debt collection industry.
He’s the “go-to guy” when talk shows like Phil Donahue, CNN, MSNBC, or Oprah need a subject for “sweeps week” that touches all of us.
His website, www.budhibbs.com is the starting point for nearly 20,000 first-time explorers daily.
There they find information about the debt collection industry and how best to deal with collectors. His mantra: “It’s not about whether you owe someone the money – it’s about the rule of law.” Lawful debt collection agencies have no gripes or complaints about Bud Hibbs.
Nor he with them. The law-breaking Buffalo-style agencies hate him with a passion.
What made Bud decide to go into this business?
" It’s something I’m very passionate about. I come from a family of attorneys and back in the 1990s I wrote a book called Stop It – A Consumer’s Guide to Effectively Stopping Collection Agency Harassment. As a result, it got me on a lot of radio shows back then because no one was doing this type of work. We were actually on The Oprah Winfrey Show; the show aired over a Christmas holiday and we were besieged with requests. We got more than 100,000 book orders in just a few days after that.
We knew we were onto something big, so we took what we had, fine-tuned it and we’ve been growing ever since then. Today we operate budhibbs.com with the other websites, but budhibbs.com and the associated websites are averaging close to three million hits per month. We’re getting ready to expand it even greater than that after the first of this year. "
( FAQ ) frequently asked questions
ATTENTION CONSUMERS NEVER!
give a debt collector your banking or credit card information.
They will take much more than you authorize.
NEVER
do “checks by phone” as debt collectors could empty your bank account.
NEVER
send them money via the Western Union.
BEWARE
Paying a collector will NOT get an amount removed from your credit report. They do NOT have the ability
RECORD
conversations with collectors (where legal) so they can be held accountable if they break the law.
NEVER
Do anything based only on a phone call. A legitimate collector should be willing to put agreements in writing BEFORE payment is made.
UNDER THE FDCPA IT IS ILLEGAL FOR COLLECTORS TO
Imply that failure to pay the debt could result in arrest, imprisonment, or garnishment of wages;
Call consumers at work when they knew the consumers’ employers prohibited such calls;
Talk with third parties, including neighbors, children, and employers, for purposes other than acquiring location information about consumers, without consumers’ consent;
Cause the telephone to ring, or engage a person in telephone conversations, repeatedly or continuously, with the intent to annoy, abuse, or harass a consumer;
Threaten to take action — such as filing a lawsuit — when they did not intend to do so;
Call consumers at times or places that they knew or should have known were inconvenient;
Fail to notify consumers of their right to dispute and obtain verification of their debts, and to get the name of the original creditor
Continue to try to collect debts after consumers disputed them in writing, and before verifying the debts using obscene or profane language.
Fight Back NOW...
Ping my Team for any questions!
About Us
Our Mission
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Copyright 1992- 2021
Bud Hibbs is not an attorney and does not give legal advice. This book provides information about credit and debt collection and is based on his experience in working with thousands of consumers and every type of credit problem possible over the past twelve years. Though Mr. Hibbs has done extensive research, worked with attorneys and state and federal organizations, been a guest on hundreds of national television and radio shows, including his own on KRLD Radio and the Texas State Radio Network in Dallas, readers should use their own judgment when using the book. Furthermore, anyone requiring legal advice or having legal problems with their credit should consult with a competent attorney. budhibbs.com is a consumer blog that contains links to other websites. All external links contain content that is not endorsed, administered, or controlled by this blog. We are not responsible for the information found on the sites linked to and/or actions taken by these companies. All information that you submit on other websites is done so at your own risk. We encourage you to read the “Privacy Policy” of each website you visit before submitting any information in order to get a free sample or take advantage of a promotion. Deals, coupons, freebies, samples, and other offers change often. We can not make any guarantee that you will receive any of the free samples, coupons, or offers that you request, because all free samples, coupons, and offers are made by other entities. We do not mail out free samples or items (unless it is a giveaway and specifically noted that we will ship the item). We are not responsible if freebies or offers are no longer available, change, you do not receive them, you do not qualify, links are redirected and/or removed, the offer is refused, and/or other issues arise. We do not guarantee the accuracy of the information we present. We are not responsible for typos and/or mistakes. If you find any expired offers please feel free to contact us and we will mark the offer as expired.
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