The Bud Hibbs Way
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Fight back. Learn about your Debt Collection Rights and how to protect yourself!
[your name] [address] [debt collector] [debt collector’s address]
Re: [your name and debt collector’s account number(s) for your debt(s)]
Dear [debt collector]:
Pursuant to my rights under the state and federal fair debt collection laws, I hereby request that you immediately cease all written and oral contact with me, and my family and friends, concerning any and all alleged debts you contend I owe.
My employer prohibits me from receiving your calls or letters at work, and such contacts are embarrassing and inconvenient for me. Therefore, please also refrain from contacting my workplace in any manner as well.
You are hereby notified that if you do not comply with this request, I will immediately file a complaint with the Consumer Financial Protection Bureau and the [your state] Attorney General’s office and civil claims may be pursued.
Thank you for your cooperation in this matter.
Cease and desist letter sample 2
Pursuant to my rights under the state and federal fair debt collection laws, I hereby request that you immediately cease all calls to [your phone number] in relation to the account of [wrong person’s full name]. This is the wrong number to contact that person.
Copyright 1992- 2021
This site is published as a public service to warn consumers and potential victims of illegal debt collection practices.
Bud Hibbs is not an attorney and does not give legal advice.
This book provides information about credit and debt collection and is based on his experience in working with thousands
of consumers and every type of credit problem possible over
the past twelve years.
Though Mr. Hibbs has done extensive research, worked
with attorneys and state and federal organizations, been a
guest on hundreds of national television and radio shows,
including his own on KRLD Radio and the Texas State Radio
Network in Dallas, readers should use their own judgment
when using the book. Furthermore, anyone requiring legal
advice or having legal problems with their credit should consult with a competent attorney.
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