If you need assistance, or referral to a consumer law professional for any of the following, please contact us.
Dealing with a debt collector or debt buyer. Letters, calls, suits, or threats. There is assistance available.
Sued by a debt collector or debt buyer. It is much less expensive (in most cases) to utilize the services
of a consumer attorney when sued. An attorney may be able to get the suit dismissed for a variety of reasons.
The alternative could be a loss, judgment, added expense and a nightmare scenario.
Calls and letters on time barred debts. Just because it’s time barred, does not make it go away. The law allows that old debts can be collected forever even though they cannot sue or place it on your credit.
Debt buyers issue 1099-C. There is an IRS requirement for a 1099-C to be issued on unpaid amounts over $600. You still have options available.
Considering bankruptcy? In Texas, it may not be such a good idea as the laws here are more consumer friendly than most states. Let us look at all your options and the impact a bankruptcy has on you and your future.
Bankruptcy alternatives. There may be options you have not yet considered. Explore what other remedies,
which could make better sense, based on your situation.
Security clearance & Brokers license issues. A potentially career ending matter if not
handled quickly and efficiently.
Debts of the deceased. During this very difficult time no one wants to hear from a debt collector, especially on accounts no one was aware of.
Financial problems that appear to be unsolvable.With years of experience and access to the brightest legal
minds in the country, we take a different approach at common and uncommon situations.
Fair Credit Reporting Act. You do have rights. Consumers need not suffer credit reporting errors. Mistakes on your credit report can end. Beware of "credit repair" firms that claim they can restore your credit with a secret method or form.