May 2008 I have recently had a collection show up on my credit report for Marauder Corporation that is not current and I believe was included in my discharged bankruptcy. All accounts from a cash advance were included and recently taken off my credit report originally from certified recovery systems (a different collection account). Do you have any advice as to how to get this $275 collection off my report since it is not true, was included in BK, and is showing up recent and current on my report which is bringing my score down... (You can sue from anywhere in the country via www.myfaircredit.com Credit reporting is a Federal issue.)
2007 I received a very threatening call tonight at 7:00 p.m. from a man who would only say his first name and identify himself as "Mike." He told me that I had "threatened the President" I am a 20 year veteran of the Air Force and disabled now. I almost fell off my chair and have had a severe panic attack that I suffer from since. It was not until he continued to say "you threatened the President" that I finally got my voice and asked him what he was talking about. Because someone years ago stole my checkbook when I was in the hospital battling cancer for 3 years, they used my info for gaining money from USA Checks without my authorization or knowledge. This "debt collector" 2-3 years down the road is calling me in a threatening manner. I had wrote to this company time and time again telling them to take me off their list and out of my credit report. I explained this to him and he declared "I'm going to run your credit report right now" - and this is against the law. I gave no authority for him to do so. I then told him I had nothing else to say - after I caught my breath - and then hung up. After this, he continued to call my home phone over and over and over again. I could not believe this person is in a professional environment. In summary, I have nothing to do with this company and they are harassing me to no living end.
2007 I have been receiving phone calls
from CPS for over two years, because the previous owner of
my phone number has gone into collections and, of course,
continues to use her old telephone number (my current
number) in all of her
public dealings. About every three months, I will call CPS
and tell them that this woman, Bridget Tenner (Tanner) is no
longer at this phone number and has left no forwarding
address. The phone calls will stop for about 2 months, but
then will continue again on a regular basis.
Recently, the phone calls started again, so I called back to
tell them yet again to update their information. The message
left on my voicemail said to call Amber Gold with CPS at
760-423-1111, ext. 114.
When I dialed a man answered by saying only "Yes?" I said
that I was trying to reach ext. 114. He said "Who is this?"
I repeated, "May I please have ext. 114?" He said, "How did
you get this number?" I explained that I had
been receiving collection messages for the previous owner of
this phone number... and he cut me off by asking again "Who
am I talking to?" I didn't feel right about the phone call,
thinking that I might've dialed the wrong number, so I
promptly hung up the phone.
Immediately, my phone rang. When I answered, it was the same
guy I had just hung up on. He said, "I think we must've
gotten disconnected..." and then began to use my first and
last name, which he obviously pulled off of his
caller ID. I politely tried to explain the reason for my
call again, and he wouldn't let me finish a single sentence.
Instead, he started harassing me. When I told him that I
didn't appreciate me calling me back and then
harassing me when I was only trying to help THEM update
their information, he put the phone down, picked it up a few
seconds later and said, "are you done yet?" Every time I
tried to explain why I called, he would yell at me,
put the phone down, then pick it up and ask if I was done
talking yet.
He seemed to thoroughly enjoy the fact that he was making me
angry and had no worries about his indignant behavior. At
this point I told him "If I ever find out who this is, I
will make sure that you are strongly reprimanded or fired."
He then said "Let me make it easy for you by giving you my
full name and direct extension so that you can call the
police and file a report: Reginald White, 760-423-1111."
After about 5 more minutes of listening to his verbal abuse
toward me, I finally realized that this conversation was
going nowhere and hung up the phone again. Immediately I
began to scour the internet to find information about this
company. This is when I found your website.
I thought I would share this scenario and new aliases
(Reginald White and Amber Gold) with you, in order to help
others with the same problem in the future. Thanks for
helping me to realize that this is just a pathetic scammer
who operates in unethical ways, in order to take advantage
of other's financial misfortune.
2007 This company does not play by the rules! I received 2 letters stating that my husband owed for 1 hot check wrote to a check cashing place 12 years ago! I sent them a letter asking for validity of said check/ account and heard nothing back from them for a while. Next thing I know I am getting another letter, same phone numbers different addresses and company names. I write another letter asking for validity and since them have received no letter, I have though had about 15 calls from them telling me I have to pay this and they are contacting my past and present employers and my bank to get all my information. I politely asked her if she realized who she was talking to as when she answered the phone she simply said investigations, my response was yes I got a call for you at 7:28 am this morning regarding a account, she asked me if it was about +++++ ( used husbands first name only) I said yes she started telling me they are going to sue me for everything allowed by law and that I am a disgrace and a awful person for writing hot checks. She claimed there wasn't 1 but 2 checks! First I have ever heard about it! She hung up on me when I asked for her name. I called back and she answered again and I asked to talk to her supervisor and she refused, saying it was not a management problem and hung up again. I being upset at this time call back to file a complaint and when I dialed the extension for the complaint department she answered again and would only say help desk, over and over again. She hung up again after screaming at me stop calling you are harassing me! I have yet to this day seen any proof of this debt and neither has my husband as this is supposed to be his debt! We have asked many times for them to stop calling and they tell us we are trying to collect a debt you owe and we can call you when we want! I hope they get what is coming to them as Karma bites back! Thank you for your info as until I found your site I had thought them to be a legit collector!
2007 I have seen your web site and have
to say, I was relieved in some sense to see that I am not
the only one complaining of this company, known to me as
"Collection Professional Services". I paid off a paycheck
loan and have receipt of payment in full. This company
"CPS", is now accusing me, two years later, that I owe them
100 % interest on this account. Not only did I pay off the
check loan amount in March of 2005, but I also paid off
another $128. 25 in fees in November of 2006 after they kept
harassing me. I was told by Chuck Jenkins, Sara Albot,
Jessica Lopez,
and a Nicole, that my account was paid in full after this
fee amount was paid. Then I start getting calls from "Kayla"
she kept harassing me at work even after I told her about
the previous phone calls with all of her employees. I ask to
speak with her supervisor, whom she states was a "Randolph".
Kayla told me he was not in but I could leave him a message.
I left him a message on voicemail and never heard from him.
I then spoke with Kayla again, as she called me back.
I told her my original contract does not state anywhere on
it that I would owe 100% interest on a
defaulted account. She told me that I still owe the amount
and if I don't pay it then it will be on my credit report
for the rest of my life. Kayla also told me that they would
get an attorney and file judgment against me. I asked to
speak with her supervisor again and she told me I was
wasting my time because he would tell me the same thing. I
have reported this to the California BBB and to the AG's
office. Any other advice would be much appreciated.
Also, CPS did not report this to my credit report as
derogatory until Dec of 2006 after they started really
harassing me.
Mr. Hibbs--
i've recently beeing doing a lot of reading on you. would
you like to know why? it's because you made the colossal
mistake of posting MY NAME as a collector alias for the
"head collector" at Marauder Corporation. in doing so you
have cheated me of my ability to obtain gainful employment
in my chosen fields. Indeed, even if i somehow were to be
able to get a job in the marketing field, my formerly
spotless reputation has taken the kind of hit that cripples.
i DON'T CHEAT, sir. YOU HAVE, though. i look forward
to the prompt removal of my name. i am currently in
discussion stages with a high-priced attorney who is
experienced in these kinds of issues...
Mr. Hibbs, the kind of journalism you have entered into is
called "yellow journalism." your willlingness to play it
fast and loose with the fast is increasingly disturbing to
me. and you know what? i hope that you never stop, not until
somebody comes back at you who has millioins and millioins
to spend in court, so that in the end, you would NEVER be
able to publish an opinion on a stinkin MESSAGE BOARD.
remove my name from your site. Raymond Wrightsman's as well.
don't choose to be an ass your entire life...those of us you
are hurting right now with this kind of crap you're
publishing is only hurting honest, hardworking
FAMILIES...who have NO INVOLVEMENT in any wrongdoing
whatsoever.
i hope you get cleaned out.
Bud Hibbs Staff Response: You didn't tell us your name, so how could we take it down? Besides, all the names we have on that locale are names Ryon Gambil has used; we obtained them from legal documents.
2007 I sent Marauder Corp. a request for validation and this guy is absolutely unbelievable. He is extremely threatening, arrogant and calls continuously. States he does not have to abide by the laws, keeps saying the only way to end this is for me to sue him like everyone else and then I will get the same thing they received NOTHING. Tells me I am not smart enough to spell statute of limitations, I am barley smart enough to clean bathrooms for a living, that I am a deadbeat dad who probably does not pay his child support. Read my entire credit report to one of my friends, calls and harasses my parents. This guy can't even keep his name straight, neither can his associates, it's unbelievable. However I have discovered that the address he said to send complaints to is the address for another company, the one his PROCESS AGENT Lynn O'Conner owns and runs, does she handle his complaints, which would involve her? What about the phones? They are listed as being registered to Joaquim Murguia? He says he fired this guy, too bad the phones are still in his name? isn't he responsible for letting this guy use them? Anyway I filed Complaints with the CAC, FTC and MO. Attorney General. Now wanting to find an Attorney to sue him, Lynn O'Conner and mr. Joaquim Murguia
I have been contacted numerously about a debt that I believe i do not owe by this company. The debt is over 6 yrs old and i have never rec'd a letter or anything from this company or the company they say I owe the money to. I did some research and could not even find the original company that they assumed the debt from and requested information on the debt. When i did receive a letter it was from Mrs. Edwards and stated that I had wrote a bad check when i had not written a check to anyone because i didn't even know that this debt existed and never tried to pay it. The agents were rude and unwilling to give any information about the debt and was threatening garnishment if i didn't sent them 700.00 in two days. I immediately contacted a lawyer to help me sort this out and he advised me NOT TO SEND ANY MONEY and that this sounded like a scam. I have not heard from them after my lawyer contacted them and i did not send any money. They were calling me from different numbers and harassing me and telling me characteristics about myself or trying to find out information about me personally. He was rude and determined i was going to pay and i didn't. It has been a year later and the phone calls have begun again first with Maurader Corporation showing up and now CPS on the caller id. I have disputed this with the Credit Bureau but can not be sure if i was really talking to them or another one of their agents pretending to be an investigator. Once the agent found out I had contacted a lawyer he became angry and started calling even more to harass. I told him I would file a police report if the calls didn't stop and they were after 9 pm and continuously. I never spoke with a Mrs. Edwards and i only rec'd half of the information concerning the debt. This company has to be stopped and I don't know what I can do to help but no one should have to endure the cruel treatment and stress from any company.
You might want to check the recording laws in your state and make a record of all phone calls. http://www.rcfp.org/taping/
I had made a comment earlier, but I
had forgot to mention that a man named "Pete Wright" had
called me, and also Investigator John Forsythe
from an area code of 760, they call my
boss everyday and my boss
neither denies or confirms my employment.
They have been asked to stop communication with me at work
and I have requested something in writing from them,
so far ... nothing
they operate out of Palm Springs
California, and I think they are part of the "Marauder
Corporation"
They have been calling my work phone number even after they
were told by my boss that their calls were not welcome at my
place of employment. They have threatened garnishment of my
wages as well.
I am just making an observation and
have not been contacted by this company..
They are in violation from the get go by using the name "CPS
Investigations"
This implies the are associated with a government agency..
Child Protective Services.
Granted .. after talking to them once you know better... but
if the initial contact is made by phone ... leaving a
message from "CPS Investigations" a phone number and a
request to call misleads the consumer to believe they are
being investigated by Child Protective Services.
Bud, I contacted you a few days ago
about this company. You have since added them to your
Agencies to Avoid list with a lot of information that I am
THANKFUL for. After I contacted you, I reported this company
to the attorney generals office in CA, the FTC, and the
Better Business Bureau. Within HOURS of my report, I got
another call from the owner himself. Saying he wanted me to
call and talk to him and he would be happy to hear any
"story" that I had to tell. He was very rude and aggressive.
I contacted the Better Business Bureau a second time,
reminding them that he had agreed (as Marauder Corp) to not
contact me again, but that he was again contacting me and
threatening me using one of his alias identities. I have not
heard from them since.
Thank you, Bud, for digging up all the information on these
scum bags!!!!!
Bud Hibbs Staff Response: He's promised to sue us no matter what the cost. Should prove interesting.
these people are SLEAZE BALLS. this company is trying to collect a debt that I don't even owe. they have called my sickly mother back in Wisconsin and threatened her. they have claimed I am going to jail, they told my elderly mother she had to come to California to go to court, and they have been told to stop contacting me repeatedly. they even told the better business bureau only a few months ago that they would stop hassling me over this illegitimate debt that is over 5 years old that I never owed in the FIRST place. and here they are again, calling using a different name, thinking that I don't know that it is the same company, the same sleaze ball operation, using one of their many alias front names, starting all their threats all over again.
Bud - I just went and looked at
their website
http://www.collection-professionals.com/ and was reading
the "debtor excuses" I couldn't believe it! It
sounds like they have a frustrated comedy writer in
California who's having to settle for debt collection until
he can break into low-brow sit-coms! Look at this:
“I was on
my way to pay when my boss and I got jumped and mugged by
three gay men for not being gay.” (We have a copy of
the police report to verify this)
In some States, just publicly printing
this would be a hate-crime. Then they attack Lesbians:
“I found
out that my wife was leaving me for another woman. I fell
into a deep depression, I drank and used drugs, I lost my
house, my car, and my job, so I can’t pay.”
(We believe that this debtor may currently be
writing country music lyrics)
Not to mention country music fans. They're not above
making fun of AIDS
“I have AIDS, it
can’t get any worse for me. Do what ya gotta do.”
And if this diatribe isn't supposed to be racial
“I was fittin ta
send that, but ah broke my ankle on the way ta pay and ah
shore nuff had ta go ta
the doctah and spent all mah money.”
then they failed miserably.
My eight year writes with greater sensitivity than these
idiots. I couldn't help but peruse their site and on
the link entitled "Avoid Pro Debtors" I saw this gem:
INFO, INFO,
INFO!
Obtain as much information as you possibly can, both
personal and professional. Items such as social security and
tax ID numbers, driver’s license, home and business
telephone numbers as well as the numbers for relatives and
references are useful, as are copies of the call listings
from phone bills (allows you to have access to the numbers
they call the most to assist in location).
The first attorney that sees the misuse of Title 18 USC on social security and/or Tax ID numbers can collect $40,000 per case. The page is intended as a "debt collectors crash course" but these people are headed for a big, big fall.
This company has called repeatedly
and left me vaguely threatening messages. The caller ID
number is not the same as the number that they leave for
call back, but both of them are (760) area code. When I
called the number and requested the full name of their
company, AND their physical address, the woman claimed she
was just an operator for many departments. I told her I
didn't care about the departments, I only wanted the
physical location of the company. She said she was NOT
ALLOWED to give out that information.
Never heard of these people. Never received any bills from
these people. Have nothing on my credit report with this
name. Who is CPS, or CPS Investigations (they have used both
names)???
Got a collection letter in the mail this week from this company. Stated I owed 344.07 on a check written for 197.50. Broken down as such. Check amount: 197.50 Fees: 33.00 Interest: 113.57 Collection costs: 0 Total Owing: 344.07 This is supposedly owed to a company called Check smart/Buckeye The reason I am submitting this one is following. For one. This debt was paid off over 3 years ago. Second their letter borders on being illegal with threats of litigation and making sure to embolden the words "fullest extent of the law". Here is all Info I have on them. An internet search only came up with 1 hit and I will reproduce that here. This information is from the letter. Ms. Edwards x105 Bad Check Division. 36101 Bob Hope Drive. #E5-302 Rancho Mirage CA, 92270 Phone: 800-460-0082 Fax: 760-343-5155 This information is from the web. Seems the BBB has no good news on them. According to the BBB: Collection Professional Services 42-450 Bob Hope Drive Suite 244 Rancho Mirage CA 92270 Business Started: 12/01/89 File Open Date: 03/11/03 Last Report Date: 05/05/03 Principal Contact: James Upshaw Phone: (800) 460-0082 Fax: (760) 836-9155 Email: Not Available Web Address: Not Available Bureau ID: 13187080 Member Status: Join Date: Bureau File Experience Based on BBB files, this company has an unsatisfactory record with the Bureau. An unsatisfactory record is given when a pattern in the company's customer complaints causes us concern, when the company does not respond to complaints, or when it will not substantiate its advertising claims. In this case, our complaint history for this company shows that although the company responded to complaints presented by the Bureau, one remains unanswered and one unresolved because the customer was not satisfied with the company's response. Sorry for the long post but maybe you can let me know what's up with this company. I have yet to be able to get a person on the phone. The date on the letter was May 27th 2005, I received the letter on the 2nd of June, and as of yet have been unable to make contact for them to verify this information. I am positive this bill was paid as I made appoint to pay it before I was married just to make sure there would be nothing on me when I got married. Thanks as always for any light you can shed on this situation. Looks like these guys may be buying up old papers trying to make a quick buck.