October 2008 I Disputed (via CMRRR) LTD's allegations and requested validation pursuant to the Texas Finance Code in mid-late October. They have not updated the account is being disputed and have marked it key derog for November... I cannot wait to go after these guys.
October 2008
A collector from LTD Financial Services in San Antonio
called my husband at work about a Chase account they
purchased. The woman told him since Texas is a community
property state that he was going to be sued for the card I
used. Can they do that?
'Desperate People Do Desperate
Things' Headlines from one year ago: For
Release: November 6, 2007
Nationwide Debt Collector Will Pay $1.3 Million to Settle
FTC Charges
A Texas-based debt collection company will pay more than
$1.3 million to settle Federal Trade Commission charges that
it misled, threatened, and harassed consumers in violation
of federal law.
Some people never learn, I suggest you tape all future calls
since LTD owner Timothy A. Feldman, of Sugarland, TX
apparently has enough money to pay lawsuits. If he is still
that stupid in allowing his debt collectors to violate the
law, you should make him pay for it. Contact me for referral
to a local consumer law professional who can assist you.
August 2008 I'VE WORK FOR THIS COMPANY FOR A YEAR AND FOUR MONTHS...AND I MUST SAY IF WAS PURE HELL A HOT GHETTO MESS!!! OVER 95% OF THE COMPANY HAS CRIMINAL RECORDS AND ON DRUGS, I WOULD NEVER I MEAN NEVER WOULD RECOMMEND THIS COMPANY FOR COMPANY COLLECTION OR EMPLOYMENT TO ANYONE AND I MEAN ANYONE NOT EVEN MY WORST ENEMY!!!!!!! What shocks us is the lack of consumer comments from late 2007 until now...
2007 Just a FYI, 3 days
after the FTC fined LTD Financial Services 1.3 million
dollars they were back doing the same old thing. I have
recorded voice mail that the caller claims to be Dell
Financial yet give s a LTD financial Service 800 number. The
whole thing stems from my refusal to pay on my Dell Account
because Dell wouldn't honor two warranties. On 4/26/2007
Dell advised me that the debt was sold off and there was
nothing they could do
about it, LTD Financial, in addition to the fake Dell
Financial phone call sent postal mail claiming to be
representing Dell. I hit them hard and heavy.
They are sweating it as I posted it on several of my
publications (we own 750 websites), their IP stays glued to
it.
I thought you might enjoy reading this
http://www.flickabooger.com/Flicks/EXCLUSIVE+LTD+Financial+Services+Still+Being+Deceptive+even+after+1+3+Million+Fine+by+FTC.aspx
2007 First call was from
'Lopez' who wanted me to give him my bank account info
immediately over the phone. Refused to give me any contact
information about the creditor or account. Told me "They
refuse to talk to you. Period. You have to pay us, only us,
in full NOW!" Lopez then proceeded to call me every day for
the next two days. (Three days running). I told him to quit
calling me except at my phone number. He then stated that he
would 'call whomever whenever he wanted'. And that he would
call 'my neighbors, employers, etc.' He then proceeded to
inform me that he had a copy of my credit information and I
had plenty of money and that if I didn't pay him in full now
he would trash my credit record so thoroughly that I 'won't
be able to borrow enough money to use a pay phone'.
He called me a deadbeat, loser, and a liar. When I called
back and talked to his supervisor, it turned out he didn't
even have a correct address to send me the 'bill'. His
boss didn't care though - just thought it was amusing.
2007 I WORKED THERE FOUR YEARS THIS IS A DRUG RIDDLED OPERATION NOT ONLY IS IT A GHETTO ENVIRONMENT THE OWNER TIM FELDMAN IS A COCAINE FREAK AND HIS COLONIES PATRICK HOGUE AND DAVID JOHN.....THERE IS MOVIE PIRATING, PROSTITUTION , ALONG WITH OTHER ACTIVITIES RELATED TO THIS SODOM ANd GOMORRAH...WANT A BE BUSINESS LOW LIVES AND GHETTO TRASH
2007 Starting May 2007, I received a few
calls from LTD services, well not one time did they say the
name of the company, just the mans last name. They said I
owed money to a company, on two separate accounts equaling
$500. The man said what are you going to do about this. I
said well since I do owe the money, I will pay it but I need
to do it in payments as I was not expecting this, and I
don't just have $500 laying around. The man agreed, I told
him a good time to debit the account and we agreed that it
was going to be for $100 total $50 for each account. After
the payments went through I had not heard from this guy. The
end of the month I received a phone call from a woman who I
had never in my life spoken to. She said she was with the
company, and that I have spoken with a number of her
employees, and that I needed to pay my account. I tried
telling her that I have been speaking with this guy, and
that money had already come out of my account, and she cut
me off yelling at me saying I never paid that, and calling
me a liar. She wouldn't even let me speak. I said when you
are ready to hear what is going on please call me back, but
I will not sit on the phone with someone who has no clue
what she is talking about, and has the nerve to call me a
liar. I hung up the phone. She called right back this time I
didn't answer the phone. She left a message stating that if
I don't call her back that day then she was going to call my
work and my husbands work to verify our employment. About an
hour later I received a call from the guy that I had been
speaking to prior to this call. I told him what happened, he
said he would note it on my account. He asked if I wanted to
set up a payment I said yes, I said for the $100 he said
yes. I told him the 20th would be fine I gave him my
information. On the 21st today, I look at my bank account to
see that they debited my account for two separate amounts
one for $151.47, and the other for $281.71. I was in shock.
I called my bank they told me who had made those tran
I notified my bank as well as the original company letting
them know that I do not authorize any transactions, nor have
I other than the original $100.
2007 I received a call yesterday from a Doug Pittman, who said that I owed money on a dell account that dates back to 2000. I told him that this was my father's debt for his business account not mine, and that I am not named anywhere on this account at all. I then told him that my father has been deceased for 6 years and that the business was closed soon after he died. He then said that Dell had my name and therefore the debt was transferred to me. I laughed at him and told him that was not the case and if I had to I would call my attorney about this. He then said that if I wanted to go that way then he couldn't help me get out of this. I told him point blank that the debt was not mine and that he needs to stop contacting me about this. He said that since this was a commercial debt, he did not have to abide by the cease contact rule. I sent him a copy of my father's death certificate and gave him a written cease to contact order. Can he still contact me??