October 2008    Ross & Newman Firm  TWell an update on this company. I contacted a law firm in Philly about the phone calls to a relatives home, and letters sent out to several relatives in different towns stating they were going to sue me. Well my attorney decided that the are starting a class action lawsuit against these scum collectors.

August 2008    Ross & Newman Firm  The company is also acting under the name American Payment Systems, 631-755-3071, toll free 1-888-556-2849. Email: info@payamerican.com & web address: www.payamerican.com Correspondence comes up with 918 Jericho Turnpike address.

August 2008    Ross & Newman Firm  This fraud company contacted me back in June with the same sorry story that everyone else has posted. On the day that they called, I pulled my credit report and it showed that they also pulled my credit report that same day (right before they called me). I have a clean report with the exception of one item that shows negative but settled. When the scum bags called me, they initially stated that they were calling on the one negative item, then midway through the conversation when they noticed that they called on an account that shows settled they made up another fictitious account in an outrageous amount of money! Now I have received a phony "Final Notification" notice for me but addressed to my husband??? PEOPLE BEWARE: THE COMPANY IS NOW GOING BY THE NAME AMERICAN PAYMENT SYSTEMS 918 East Jericho Turnpike, Huntington Station, NY 11746 631-755-3071.  EXAMPLE FDCPA VALIDATION REQUEST LETTER - THIS IS ONLY AN EXAMPLE
http://www.sitepoint.com/forums/showpost.php?p=3130999&postcount=217

August 2008    Ross & Newman Firm  Apparently Greenberg and Assoc. and/or Ross and Newman are going by another name (American Payment Systems). On July 8 they called my cousin's house looking for me and stating "This is Jane Thomason from Ross and Newman and they were filing a Civil Complaint in York County case number 91004 if I did not call them by 7 pm." I got the message 3 days later. Well Aug 1 I finally received the first letter from them (now called American Payment Services but same address as Greenberg) and in this letter stating it is their FINAL NOTIFICATION. They have the case number listed for court. They addressed it in care of my husband. I am mailing off a letter to them requesting $1000 for violating the FDCPA or I'll meet them in court where they can pay me and my attorney.

July 2008    Ross & Newman Firm  I received a phone call a couple of years ago from a firm and found your site. I was so thankful, I had no idea why the call came and found it was a scam thanks to your site!  Well today I got home and listened to my messages and there was a message from a place called Ross & Newman Firm from a lady named Jane Thomason or Thompson who left a very rattling, threatening message if I did not call them back by noon I was going to face legal action!  I have no idea what they are about, what they want, it scares me to think what they are trying to do! The number was 866-930-3060.

July 2008     All I am gonna say is that I have a friend that worked for these people in Melville. There's about like 25 people in total. They are really weird and made my friend lie about a lot of stuff like people were getting jail time and other stuff. My friend even pointed out this website when a client found it to the boss who told my friend that this website was a bunch of lies. So all I know is that they really do have these peoples credit card debts that are writing here, but they can't sue them so I guess these people are liars and the collectors who are posing as attorneys are liars too. Not one person that my friend met there was smarter than an apple and the biggest loser there was the owner Anthony who was a grown up child who my friend felt really sick to their stomach daily. Anyway if you pay them they do like they say, but they do lie to get the money. if they had to be honest with people they would be out of business cuz these credit card bills with all the interest they add there are like $5000 more than what the bill is because they tell the employees to make it more while the people are waiting on the phone.

July 2008     I was contacted by this agency yesterday. Well, my MOTHER was. Someone called my mother at her JOB and told her they were sending out a summons for me by 4:00. They told her if I wanted to get the summons stopped, I needed to call 1 866 930 3060. They gave her a case number and said the law firm was called "Ross and Newman". Well of course I was IMMEDIATELY worried. I started trying to find out information on them on the internet, but could not find any. Tried the BBB and nothing came up. So I called this so called "Adam Ross". He first asked me for my case #. That was kind of a flag. Someone from your office SUPPOSEDLY just called and said I had a summons coming out. How could you not know my case #?? I let that go and he said he would have to call the county were I am and get the information. He put me on hold for less than 5 minutes and came back and said I had an old debt from 2003 in the amount of $2541.97 from the Bank of Marin and they were requesting payment be made NOW. He asked me what I would be able to pay in a settlement offer and I said maybe $1000 - $1500. He again put me on hold and SUPPOSEDLY called the creditor. Again, in less than 5 minutes he was back on the phone telling me that they were able to offer me a settlement of $1779.31 which is 30% off. He said the only thing was payment needed to be made immediately. He asked if I had someone I could ask for the $ or if they had a credit card I could put the balance on and pay him back. He told me to call back at 3:00. Needless to say, I didn't call. I did a google search and found budhibbs.com and found out all the information I needed to on this so call "law firm". I also called the courthouse in my county to see if there was a summons to be delivered in my name and as I thought, there WASN'T. They had nothing for me!! I was not happy. I can't believe these people make a living off scamming other people out of there hard earned $. He even sent me a "document" jennifer@rossandnewman.com)

June 2008     American Debt Service has RE-AGED an old debt opened in 2001 to my credit report. It is reporting on the credit report as:   ACCOUNT NAME UNKNOWN  (Decode 4 = American Debt Service) The last date of payment for the MBNA account was 6/2003, but thanks to American Debt Service the account is now reporting with an OPEN date of 12/2007 and a last pmt date of 12/2007 which has brought an old debt CURRENT.   Honestly, knowing the weight a credit report carries on the consumer, I feel the credit reporting agencies should be held to higher standards to PROTECT the consumer. These guys have violated the FCRA, which specifies that any entity that reports information to credit bureaus about a delinquent consumer account that has been placed for collection or written off must report the actual month and year the account first became delinquent (in this case 6/2003). In turn, this date is to be used by the credit bureaus to measure the maximum seven-year reporting period the FCRA mandates. The provision helps ensure that outdated debts – debts that are beyond this seven-year reporting period – do not appear on a consumer’s credit report. Violations of this provision of the FCRA are subject to civil penalties of $2,500 per violation. For the first time in my life I can attempt to purchase my first home and I'm having to deal with inaccurate debt reporting on my report. i doubt these guys even have the assets to pay the fines which should be imposed upon them.

May 2008     I also received a call from these crooks this morning. They actually called my in-laws home in another state saying they were sending a summons if I didn't call them back by noon. i called because I had no idea who they were at the time. A guy by the name of Tom Levy said I owed Chase Manhattan Bank $4,500 and if I didn't pay today then they were getting a summons and also were going to put a lien on my vehicle, in which I am still making payments on and don't own yet. He pretended to call his "clients" and made me a settlement offer knocking 30% off. He said to contact him back by noon before they signed the legal documents. I can't believe what people get away with. I am waiting for this Tom to call me back.

May 2008    Ross & Newman are total scumbags, according to this site and my own dealings with them. They first tried calling/mailing our parents (to no success of course). Nice. I just got a voicemail from Jim Thomas of United Processing Services telling me 'you are being sued...I am working on the lawsuit now...etc' and to call Ross & Newman. I have never had an account with them, nor received anything in the mail from them that I know of (I'm temporarily away from my permanent address). Problem is, according to this site, they are a total scam and don't receive certified mail, so I may not be able to send them a c&d.  Anyway dealt with them before that had success - i.e. contacted the NY AG or BB?

May 2008    Well I will be darned, I was just about to send these Ross & Newman people a FedEx that they said they would pick up the charges, but I have a new address. They told me to send it directly to them at 395 North Service Road # 410 in Melville, NY 11747. That is their new address because I spoke with lady the other day and I asked her if that is where I send it to pay my settlement that I was taking. I have a letter and an envelope if you would like to see the information they sent me. Thanks for your site. They won't pull wool over my eyes. By the way she said her name was Laura Newman

May 2008    I'm not looking for help I just wanted to let you know that the firm of Ross & Newman operation is completely false. I've contacted them several times after I made the mistake of paying them. My attorney is planning severe legal action against them for pulling my credit, my mother and father's credit as well. The debt I paid was not within time limits that could be sue-able. It was over 10 years old. My fault for not knowing this, but they made me feel like I had to pay or I would be jailed. I spoke to an Adam Ross who isn't license in New York, the only thing that keeps coming up with them is the American Consolidebt that they are affiliated with. If you contact either phone number you get the same lady answering the phone who demands a case number or ask how she can help you. Adam Ross mysteriously is never available and neither is counterpart Laura Newman. These people are going down. From the looks of it Bud, seems you have a close eye on them. I just hope people don't contact them anymore or fall to there scam like I did. I also did some more research here are the numbers they called from 1 866-930-3060. If they call just hang up and tell them to serve you. Tell them you'll wait for a summons don't buy into it like me. They will get what's coming to them. I recorded everything which is legal in my state, so I intend to sue.

May 2008    I'm besides myself right now, I almost fell for this scam until I saw your website. THANK YOU JESUS for the Internet and people like Bud Hibbs. Same thing happen to me as the posting below. Except I dealt with some poorly educated guy name Todd Harmon, which was obviously some made up alias, because twice on the phone some Indian sounding lady was calling him Jaipee. I almost think these masterminds may have people trying this scam in low income areas. He kept telling me he wanted a credit card or checking information, finally I subdued him into sending me a payment booklet. How do you get from demanding $3000 to letting me send $100 a month on something called a payment booklet? It sounds like these people are desperate. so, In short I did manage to get an address which was also this 918 Jericho Turnpike in Huntington Station, NY. It's how I found your website. Anyways he said he was from Ross & Newman and moments later he was from American Consolidebt this guy was talking in circles and even used the words "true that" while speaking with me. I'm to believe they are ATTORNEY'S??? what a joke! I'm not sending a penny. I will be sending them a letter from my attorney. I hope I can sue them for harassment. Thanks Bud

May 2008    Bud, these people are at epic proportions. I was contacted 2 weeks ago by a "Jim Thomas" of a company going by the name of "United Processing department" (United Abstract?) they called from an unblocked number a 631 area code # which showed Suffolk county NY after investigation. He told me he worked for Durham county and my mother would be arrested for some legal action if I didn't call a law firm by the name of "Ross & Newman" at 1 866 930 3060. So after 2 hours, of course I called even though it sounded bizarre. I was greeted by some long island accented female who insisted I give her my case number and was yelling at me for not knowing it off hand. I asked her name and she screamed at me further telling me she is a switchboard, told me her name was either Sara or Farra, not sure, there was a lot of commotion in the background which sounded like a TV was on nearby; anyways I was put on a silent hold and pick up to a "Laura Newman". Now this is where it gets strange... She asked me for my case# again.. hmm.. (don't you have it) She then tells me that everything will be explained after she calls my county to check on my summons status. SUMMONS? Now I'm confused ..she comes back on and tells me that my mother owes Bank of America about $6000 and that they are putting a lien on her car and against me because I cosigned her car loan...I asked her if she was an attorney she told me "Ross and Newman" was a legal firm and I could talk with another attorney if I like. I was baffled and thought that I should maybe consider "Stopping the legal action" which she said almost 20 times in 5 minutes. SO, I gave her my email and I received an email from a Tina@rossandnewman.com that told me I had a settlement attached, it was for around 50% of the original balance, keep in mind this was forced on me, I never said I would pay this debt for my mom.

May 2008    These people are out of New Jersey. I think they still live there. By their careless disregard for the Law and Illegal actions it's a very good possibility they may be Mob connected. They have no presence at 918 Jericho Turnpike. I called the Huntington Station Post Office and spoke directly with the carrier who delivers there. He told me that there's only a mail drop box there and he has never seen anyone nor do they answer a door to receive Certified Mail. They can be found at the 2387 New York Ave. address. I suggest anyone take care of what they legally need to do to protect themselves and forget them. For certain don't give them any money or information about you at all.

May 2008    An outfit called Ross & Newman contacted my parents stating that legal action was going to be taken against me and that a lien would be placed against my house for this debt. After talking to the guy for a while I decided to do some more research. The company address is listed as the same 918 Jericho Turnpike, Huntington Station, NY that is on this site. They also dropped the name American Debt Services and somebody called Consolidebt. The phone number I was given for Consolidebt lead to a lasik eye center. Neither American Debt Services or Ross & Newman is listed in any Yellow Pages, White Pages, Info Search, or similar search engine...they simply don't seem to even exist. All phone numbers are untraceable through reverse look-up. They sent me an email from tina@rossandnewman.com . rossandnewman.com is nothing more than a directory folder. I don't know who these A-Holes think they are, but when they called me today, they got the wrong person. 'Tom Levy', if that's his real name, is expecting my call in the morning...I don't think he will be ready.  Bud - please help nail these idiots and take note of some of those recent aliases.

2007    A few weeks ago I received a phone call from a "private #" as it showed on my caller id. the person on the other end (mind you my phone number had just been changed and it isn't even listed in my name) was calling to verify my address for a summons to be delivered to me. They were going to come after my car, that is still not owned by me.. When I questioned them they were extremely rude. Does the Court generally notify people about summons?

So the gentleman offered me a payoff quickly for 2,000 and I like the idiot already paid them $900.00, I have stopped all future drafts from the company. I'm guessing there is no way to get the funds back I previously paid.

THIS IS ALL NEWS TO ME THEY SETTLED MY $10,000 B.O.A ACCT OUT FOR $4500 AND REPORTED AS PAID IN FULL TO THE CREDIT BUREAU. THEY ALSO HELPED ME OUT WITH MY 2 OTHER  ACCOUNTS. I OWED THE DEBT THEY JUST HELPED ME GET A GOOD DEAL ON B.O.A ACCT AND SAVED ME ALOT OF MONEY. MAYBE YOU SHOULD THINK AGAIN ABOUT BAD MOUTHING PEOPLE WHO TRY TO SAVE YOU MONEY. WE OWE THE MONEY SO TAKE A SETTLEMENT AND SAVE MONEY AS WELL AS YOUR CREDIT.  Thinking, thinking.  Nah, we're good.

 2007    Greenberg & Associates/dba/American Debt Services, Inc. which also known as C. Barry (Barry Calvagna) & Associates, LLC Aka/ United Abstract Group is a FRAUD!! They lie about everything, are incapable of doing anything, the whole operation is about lies.

Anthony Picone a debt collector likes to call debtors and claim to be an attorney. He is in no way, shape or form an attorney. A pothead, yes. Attorney, no. I won’t even mention the drug use in the office. It's BAD!!!

2007    I'm writing this email to give you some information about American Debt Services, which is also Greenburg & Associates, which is ALSO C.Barry & Associates and United Debt Solutions and United Abstract Group. The real address to this place is 2387 New York Avenue, Huntington Station, NY 11746. Owner is Barry Calvagna. Head collector is Anthony Picone. Second head collector is Lauren Picone -daughter of Barry, wife of Anthony. They tell debtors that they will place liens/judgments on their properties (house, car) and that they will take the person to court if they do not pay their, 99% of the time, out of stat bill. They threaten to garnish wages. They threaten to serve these people with summons. Trust me, these people do NOT have the power to serve anyone with anything. They do skip tracing on peoples mortgages, car loans, student loans, credit cards, and charge cards to get telephone numbers to contact these people. Not only do they skip trace on the primary debtors information, they purposely skip on that person's mother/father/husband/wife's information so they can use the information to scare them into paying. The whole operation is sham of losers who have trouble finding jobs.

They have an additional office down in Spring Hill, Florida. These two women do the majority of the skip tracing and "profiling" where they look for any possible family members with money, mostly parents, to contact. They run people's credit reports without any written consent. Any time they have been served themselves, they deny who they are and end up changing the company name. Warn your readers NOT to send them any money, there is nothing they can do to them short of calls to threaten, harass and extort money.

2007    I was contacted by one of these companies on my cell at about 8am and was told I was going to be served and they wanted to verify my address. I asked what this was regarding and was giving no information other then to contact some attorney regarding it. When I did in fact contact the attorney I was told this was for a Providian account charged-off in 2002. Well the SOL in CA is only 4 yrs. They had no leg to stand on suing me. However the guy I spoke to was such a jerk that I started to think that I may have reset the SOL (although I never made a payment). I told him I had credit reports showing that the account was charged-off in 2002 and that it was past the SOL. He told me my last payment was in 2004. (I asked him who made the payment, I asked if someone at his company made it cause I knew I hadn't). He in turn told me to bring the documents with me to court as I would see him there.

Since then I have reviewed my credit report and low and behold there they are on my Equifax report stating that I opened the account in March of 2007. What are they thinking? Can they really list this account as being opened in 2007 when it charged off in 2002? I know I can dispute this through the credit bureau however I am not sure what to say. I know the account is mine but the date opened is COMPLETELY wrong.

2007    Greenburg & Associate are still at work. I received a call from my wife. She was in tears as one of my mistakes 7 years ago raised its head again. I have spent 6 years of being harassed by some of the best bill collectors out there. My wife very gullible. They hit her with 1st call from a lady stating she was from the Galveston Co. Court house. Informing her that at the end of business day law suit was being filed and a lien put on our house if she didn't settle a debt of over $14,000 for a meager $8593.60. She flips out and gives them a credit card to pay this amount. Within the hour I returned her call and she was upset with me again all over for mistakes 7 years ago. I got the phone number for the famous Lisa Albert and called her. With my 6 plus years of dealing with her type I proceeded to read her the riot act. Texas has a 4 year statute
of limitations ( thank you Texas.) My debts last action was July of 2000. To make a long story short I showed my wife your site and e-mails. She saw letters that sounded just like her call. 2 days later she called her credit card to their fraud department. They assured her the charges would be taken off her card which she canceled and receive a replacement. These people are good at getting to the weak. Lisa let her know that I was very rude to her and didn't know what I was talking about. In October I will be sending in my forms to the credit bureaus as my seven year debt to stupidity is almost over on my credit reports. I could go on for ever. Thanks to your web site my wife isn't mad at me and we got credit back for our $8500.

2007    I was contacted by one of these agents about 2 months ago and told that I was being sued for an account
that was past the SOL for California. I was told by this rep that I made a payment on my Providian account in 2004. I know for a fact that I never made a payment in 2004 as I was working for a debt settlement co. at that time. The person I spoke to proceeded to tell me that I could expect to be served on this account that day! Believe it or not I was NEVER served! I told him that I had copies of my credit report proving that this account was beyond the SOL for the state of CA he told me to bring it to court with me. I told him I would see him there and hung up. Last week I received a phone call on my cell phone (not sure how they got my cell number) and the lady I spoke to told me that
I was being sued for the same account (2 month later) and that I made a $131.00 payment in 2004 (not true) and that they were going to win. I told her to try as I knew I never made that payment and that this account was past the SOL. I told her again that I had proof and I would prove it, she told me to take it to court.

I just thought I would forward this on to you guys in case someone else was contacted by this BS criminal Co.

2007    Seems someone finally caught up with Barry Calvagna to serve him a civil suit summons. A Law suit was filed March 16, 2007 in NY East District Court against United Abstract Group Inc and Barry Calvagna personally. The Plaintiff is Haymon. Case # 2:2007cv01138. Cause of Action is 16:692 FDCPA. Plaintiff has requested a Jury Trial. I wish the Plaintiff luck. Perhaps United Abstract Group Inc. will deserve their own page sooner or later. United Abstract Group Inc was incorporated in New York on 12/24/04. Their address is listed as 2387 New York Ave. South Huntington, NY 11746. The CEO is listed as Anthony Picone, 13 Clay St., Huntington Station, NY 11746. Principal Officer is Barry Calvagna, 2387 New York Ave. Huntington Station, NY 11746

2007    Here is my experience with this company. I am an attorney in Austin, TX. A family member called me requesting help because her parents had begun receiving calls from American Debt Services and Michael Greenberg regarding an old credit card account. Greenberg supposedly claimed that they were trying to recover an outstanding debt. Greenberg claimed that they were going to place a lien against her car. They claimed to have sent my family member and her parents several letters regarding the issue. My family claims that they had received no such correspondence.

I called the 888-333-0904 telephone number, and once I identified myself, "Mr. Greenberg" told me that they needed a letter from me affirming my authority to represent the named family member. I drafted the letter of representation and faxed it to the 631-421-1397 telephone number. Upon attempting to contact them, I was "disconnected."

Here's the kicker: the SOB actually called me back!! He sounded as legitimate as anyone I've ever heard, and seemed genuinely interested in helping to "settle the matter once and for all." That's ballsy. I politely declined and instructed him to go through me for any further correspondence or legal proceedings.

2007    I'm writing to give you some information about American Debt Services, which is also Greenburg & Associates, which is ALSO C. Barry & Associates and United Debt Solutions and United Abstract Group. The real address to this place is 2387 New York Avenue, Huntington Station, NY 11746. Owner is Barry Calvagna. Head collector is Anthony Picone. Second head collector is Lauren Picone -daughter of Barry, wife of Anthony. They tell debtors that they will place liens/judgments on their properties (house, car) and that they will take the person to court if they do not pay their, 99% of the time, out of stat bill. They threaten to garnish wages. They threaten to serve these people with summons. Trust me, these people do NOT have the power to serve anyone with anything. They do skip tracing on peoples mortgages, car loans, student loans, credit cards, and charge cards to get telephone numbers to contact these people. Not only do they skip trace on the primary debtors information, they purposely skip on that person's mother/father/husband/wife's information.

They have an additional office down in Spring Hill, Florida. These two women do the majority of the skip tracing and "profiling" where they look for any possible family members with money, mostly parents, to contact. They run people's credit reports without any written consent. Any time they have been served themselves, they deny who they are and end up changing the company name. I have three telephone numbers that they use. I believe
you have most of them 888-333-0904 (that's the "Greenburg & Associates" line)

631-421-1307 (used to be the United Abstract line, but now they just answer "How can I help you?")

631-421-2057

The names they give out are completely false. There is no Robert Anderson, Stephen Foxx, Lisa Albert, Michael Greenburg, Mike Harris, none.

Their shtick is to call people from a blocked line, if possible, telling them that a summons is being prepared in their name to go out to whatever county that individual lives in. No matter how many times that debtor may ask what it is about, they just say "Due to the privacy act, I do not have your information. You must call 888-333-0903 and they'll give you all the info."

Total lie. They have the persons addresses, telephone numbers, SSN, work number, credit report. They also tell the people who get irate on the phone that they are recording the conversation. No. No phone conversations are EVER recorded. They do not have the technology.

Anthony Picone will slip up every so often and claim to be an attorney. He is in no way, shape or form an attorney. A pothead, yes. Attorney, no. I won’t even mention the drug use in the office.

Also, if they have an auto draft check coming out of some poor victims account and it just so happens to bounce, they will call that person up and threaten them with wire fraud charges. They say they will prosecute them to the fullest extent of the law. They constantly change their name to fly under the radar of the FTC.
There have actually been a few debtors who have refused to pay them a penny because they saw your information about the company on the website.

2007    This is an Update on these Scumbags. This address is located in an office building with other businesses. The Certified Mail I sent them was presented twice and then returned to me by the Post Office as "Unclaimed". I contacted the Post Office there and was told that no one at American Debt Services, Inc. EVER answers the door to accept mail that has to be signed for. Mail is left at a Box they have placed there. NO ONE has ever seen or heard anyone there. I suspect this is a MAIL DROP. I wouldn't deal with these people at all as they are highly suspect. Could be someone's Hacked a Database and retrieved some Confidential files. Clearly they are in hiding or in Jail already. Perhaps this and my post of April 27 should be moved to "Agencies to Avoid".

2007    I received a letter from American Debt Services, Inc. on May 11, 2007 addressed to my brother, care of my name and my address. It states that it is a collection attempt from what appears to be a credit card or account through Chase Manhattan Bank. The letter says, "This is a notification of our final attempt to resolve this unpaid matter. Failure to comply may result in our recommendation that further action be filed against you. To cease this action, we urge you to contact our office within 10 days. In the event that this matter cannot be resolved, this office reserves the right to any and all available means within the guidelines of state laws. Please use this opportunity to settle this matter and avoid further recourse. Sincerely, Lisa Albert." American Debt Services, Inc. as only been incorporated in NY state since April 11, 2007 (info available on http://www.dos.state.ny.us/).  I have never received any prior notices regarding this debt, yet somehow in the ONE MONTH they've been in business, American Debt says this is already up to a FINAL notice? This is crap! If anyone gets these letters, they are total scams. DON'T PAY THESE PEOPLE!

2007    Here's a new group of Slimeballs newly in business and breaking ever rule of the FDCPA. Just Incorporated in New York on April 11, 2007. I recently received a call from a friend of mine. It seems that someone had called concerning me and told my friend that I had given them as a reference. A lie of course. The call came from Area Code 631 421-2076. It seems this person was asking very personal questions about me and then told my friend that I owed his client some money and I had to contact him by 2:00 PM or he was filing a Civil suit against me. This guy's name was Robert Anderson and he was representing someone I'd never heard of. He never identified who he worked for. He asked my friend if they could make financial decisions for me. Now this JERK didn't even know who my friend was. I don't know how he ever got their name and address. I've lived at the same address over 20 years and had the same phone number so he wasn't trying to find me. About a week later I received a letter from these fools concerning an old almost ten year old charged off out of statute alleged debt but not mentioning his referenced client in it. The letter never mentioned who he claimed to represent. The letter threatened me with a Lawsuit again. The letter had no mention of my Legal right to dispute or require Validation on it. Now a day or so later my friend receives the same letter addressed to them concerning my alleged debt. The FOOL that signed the letter is Stephen Foxx. Either these FOOLS are totally ignorant of the Law or just intent on ignoring it. I know of at least 5 violations X 2. They are now out on the end of a limb and I am holding the saw. This outfit is apparently trying to evade radar as they have no telephone of business listings and I can't find a Business License for them. I'm still looking into them but to date this is what I know.

American Debt Services, Inc.   918 Jericho Turnpike   Huntington Station, NY 11746

Telephone Numbers  631 421-1506   631 421-1397 FAX  631 421-2076  888 333-0904
888 824-5656  None of these numbers are listed nor do they have any Business listing in any Business directory telephone pages. They may be some individuals working out of their homes. I'll bet they are not Licensed. Their location is on Long Island. I plan on taking a Google Satellite look at the location to see if it's a residence or business location.   Known Lawbreakers are:  Robert Anderson   Stephen Foxx

Website address is www.debtbegone.tv

Perhaps Bud has some info on them as I'm sure he will be hearing from others.

budhibbs.com