June 2008 This company told me they checked my credit report and said I have 10,000.00 of credit on a card I don't owe any balance on and said for me to go borrow the money from that card to pay them. I owe they say $2700.00 and said they would take $1388.00 I told them I had $700.00 I could give them to settle the account because most of this was late fees and interest charges. They said they would take this father if I don't get the money from another card. I told them you cannot borrow your self out of debt. What should I do in this case. I didn't like them checking my credit report. Is this legal? Sounds like a question for www.myfaircredit.com
2007 I am a former collector for this company. Do not give them any more information than you need to they will call your family and friends to reach you. I would also not do any postdated checks with them. If you have a problem with the amount of the check good luck getting it stopped even if you give them plenty of notice. I was told on more than once not pull a check even when i informed my manager that the funds will not be there. Just watch your step with these guys
2007 This company has no regard for FDCPA they called me on a new cell number asking for an unknown party I advised them they had the wrong number they called back 8 more times over the course of a week .The last time they called that was it the Black lady on the phone told me to watch my back and my family because she would come and take care of me to make a long story short Wayne Rowe with encore cut me and my fiancée a check for 3,000.00 dollars due to his companies FDCPA violations