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Capital One Bank
Westmoreland Collection Agency
1011 West Broad Street
Richmond, Virginia 23285
 

Bud Says                         Consumer Comments Below

Capital One Bank, Capital One Services, Capital Recovery Services, Westmoreland Agency, all a part of a money machine that is reminiscent of Providian Bank and their defunct First Select operations. They prey upon the weak and unsophisticated consumer with offers that end up screwing those people who least can afford it. These vultures will pick your wallet clean if you allow them.

Capital One, F.S.B. apparently cannot gouge enough money from consumers from their credit card operations; they are now crossing over into the scavenger debt collection field. Letters are being mailed nationally stating that Capital One Bank, F.S.B. has purchased your charged-off debts and assigned them to their wholly owned subsidiary; THE WESTMORELAND AGENCY.

How bad is it, when a sub-prime lender likes Capital One becomes a bottom-feeder, vulture, debt buyer? The smell from this group of parasites should be nauseating to everyone.

Capital One and Westmoreland Agency are greasy-slick in their approach to consumers. They operate as vultures who grab at every bite that is available off your money tree. From seemingly incredible offers on their promotional literature, to the sky-high fees, late charges and annual percentage rates they charge when you have problems. Dealing with Capital One is almost guaranteed to cause you financial hardship at some point. Remember those old western scenes with the buzzards waiting on the trees for the poor guy to die; didn’t those buzzards have a Capital One logo on their wings?

CAUTION: I recommend you NEVER disclose your bank account or credit card information to a debt collector, as you risk them emptying your account, or maxing out your credit card. If you feel they are reporting on your credit bureau files in error or need assistance in dealing with them, email  the details w/your location.  Assistance and referral to a consumer legal specialist may be available. 

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  Comments from consumer emails.  Messages edited for brevity.

Consumers said... Capital One   Westmoreland  

 

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