May 2008
Up Worldwide Purchasing and Buffaloe & Associates withdrew their case against me on May
16, 2008. After two years of ensuring my legal rights were
not violated, demanding a full debt validation, filing
Motions against them, and endless hours of case preparation
for this moment. As we waited in General Sessions Court
gallery for this case to be heard at 09:00 AM. The Buffaloe
Attorney representing Worldwide Purchasing approached us
then advised me of Notice and Order of Voluntary Dismissal
for Non-Suit Without Prejudice had be filed with the Court.
We confirmed this with the Court Clerk before departing the
Courthouse to ensure no undermining trickery had occurred.
While I had to prepared for a legal confrontational battle
with the Attorney and his Client during the trial. However,
I do accept this Non-Suit Dismissal Order as a significant
victory. We cannot allow others to trample our legal rights.
We cannot be intimidated, nor permit fear to create doubt in
our ability to fully contest against these junk debt buyer’s
malicious litigation. So far, I have defeated three of these
court cases and will continue seeking for the truth to be
exposed from the predatory collection agencies and the
manipulative efforts from Collection Attorney’s whom dance
around the FDCPA. Justice arrives from the truth brought
forth during these cases.
I do regret that Worldwide Asset Purchasing “The Hanna
Family and Associates, Marietta Georgia.” Whom uses the
Civil Courts maliciously hiding behind various Law Firms in
the nation. They escape accountably from “Financial
Racketeering” in the capacity they knowingly pay pennies on
the dollar for old account that cannot be fully validated.
Yet, use Collection and Questionable Legal Tactics to the
analogy that of "Pit Bulls" to extort money from consumers.
I would have welcomed the Plaintiff to appear in this trial
as to expose them for wrongfulness. Should Worldwide Asset
repeat devious acts in the future. I will exercise my
Constitutional Right to face my accusers in public trial
even if filing several motions become necessary. I will seek
court records as Deposition, Interrogatories, and Testimony,
to further assist with exposing junk debt buyers who violate
FDCPA Laws. These person’s must be prevented from abusing
consumers rights.
Now comes the cleanup tactics for restoration of my credit
reporting. It is unpardonable that these entities can create
such havoc and detriment against your credit. I do hope that
laws will be created that help reduce the rampant indulgence
of junk debt buyers who knowingly purchases old accounts
they cannot fully validate but use the State Civil Courts as
instrumentation to collect debts which are hearsay, and
invalidated. At some point, legislation must be passed
prohibiting these abusive practices. There is no
accountability for some of these outrageous incidents
against consumers.
July 19, 2007
UP Buffaloe & Associates, Bryon
Hamlett, Attorney representing Worldwide Asset Purchasing
willfully undermines the Judiciary System. When I requested
Full Debt Validation in court July 2007.
Hamlett only wanted to discuss settlement and not the debt
validation. Buffaloe was granted a reset trial for 12/21/07
I left courthouse with Summons for this date in Hamlett's
handwriting. I called General Sessions Clerk 12/20/07
confirming the case to be heard the following day. Clerk
advises Buffaloe won Default Judgment against me 12/07/07. I
was never served formal certificate of service as required
in this court for any of the reset court dates by Buffaloe
Firm. After obtaining the documents from the Clerk. It is
made known that Buffaloe Law Firm had reset court dates for
09/21/07 and 12/07/07 none to which I was not properly
notified. Also, I had certified mailed request for full debt
validation and produce all documents to Buffaloe Firm
11/29/07, to which they refused to comply.
On 12/21/07 I submitted a “Motion To Have Default Judgment
Set Aside” scheduled for 01/18/08 in General Sessions. I won
the Motion and the honest Judge Reset the Case for May 16,
2008. Buffaloe had submitted a response to my motion that
could not survive my actions against this. Buffalo Firm
could NOT sustain their responses that were false and
misleading in context. Also, Buffaloe mailed their response
to me intentionally knowing it would arrive after this
hearing, thus denying my opportunity for preparation against
this. During the court recess Byron Hamlett became angered
toward me when I requested Full Debt Validation. He shoved a
mere hand-full of old photo copies from the alleged Debt. I
told him this was insufficient to satisfy court criteria for
a judgment, and Worldwide Asset is Junk Debt Buyer of
worthless accounts they cannot fully validate. Hamlett
harshly replied that does not matter, and if I go back into
the court room I would be sorry. Well, the arrogant Lawyer
was the one who was sorry, when he was chastised and lost
the hearing. Buffaloe Firm underestimated my 25 years of
experience working aside Prosecutor’s in the Criminal Court
Division across the nation; while the Civil Process is new
to me. I am resilient and determined to defend myself
against these predatory debt buyers in these civil cases.
Buffaloe had sent Hamlett’s supervising Attorney who was
unable to assist with the manipulative efforts to abuse my
legal rights. I am confident that I will win this case, as
Worldwide does not possess the ability to prove their
unfounded allegations. I also noticed that the Debt
Attorney’s do not want the other Defendants’ on the docket
to witness a fully contested response to their hearsay
litigation cases. Therefore, typically they seek having the
contested cases to be heard after most of the Defendants’
have settled with them and departed the court room.
Furthermore, they appear to request restting the trial dates
when formal demands for full debt validations are presented.
Be careful so that any unethical Creditor Law Firm as this
does not change the court dates and fail to notify you as
means to ascertain default judgment.
Will update the results of the May 16, 2006 trial.
July 19, 2007
Worldwide purchased the Merchant's
Bank Card write-off account from my credit card when deadly
Medical Illness almost forced bankruptcy from my lost of
substantial income and assets to the illness.. Scavenger Law
firm representing Worldwide sends me letter June 2006
threatening legal action. I respond with copies of my
documentation in this matter sent with Direct Merchants Bank
in 2004, along with do not contact me, speak with my
Attorney. Nothing heard back until June 2007 when I am
served civil court appearance in 3 weeks. My attempts
speaking with Worldwide Attorney Office results in rude,
condescending persons. My attorney assists with tactics
demanding full documentation of debt, is statute
of
Limitations (SoL) expired, and continuance to review case
before proceeding. I would be interested in Class Action
taken against Worldwide seeking accountability for their
malicious, abusive acts against persons. Worldwide profits
by using legal loopholes, threats, intimidation, and
bullying persons into submission, and financial gains from
their most questionable means.
July 16, 2007
The 7 April 2006 post in the consumer comments section seems like Buffaloe & Associates propaganda to me. They pretend to be nice. They'll work out a payment schedule, tell the debtor not to appear in court ... and then they will show up on the court date and get a consent judgment! Most likely for a debt that is outside of SOL to begin with.) After one makes the last payment, B&A won't bother to file a satisfaction of judgment with the court. A few months later, the "unpaid" judgment will pop up on one's credit reports. If one is really unlucky, the original creditor will keep a balance on the account and report it to the Credit Agencies every month as a CO. It is an absolute must to demand debt validation from this firm and verify that the date of first delinquency was not manipulated. Don't talk to them over the phone, and be sure to get everything in writing!
March 4, 2007
I spoke to someone in Their office about removing my mom's name from their computer system. She is 77 years old and they called her 2x a day about the debt of someone who lives in her 13 story elderly persons apartment complex. (See my complaint 2-08-07). We were told she would be taken off the list. For some crazy reason they are calling my poor mother again about a debt belonging to another resident in her building. They told us they would stop calling but have started again less than a month later. I guess this Buffaloe and associates lied to us. I have decided to report them to ever agency I can think of for this. I am pissed. Here my 77 year old mother is getting up late at night stumbling to the phone only to deal with these scumbags. What if she were to fall? I cannot understand why they would hassle my mother who does not even know the person who owes the debt. She does have enough sense to know not to pay them for a debt that is not hers. We are considering legal action against Buffaloe and A55holes. This is not acceptable behavior for anyone.
February 8, 2007
My husband had a repo in 2006 with Household. They sold the remaining debt to Collect America. We never received a remainder debt notification from Household so we do not know what the balance after auction off was. The charge off was $9000.00. The charge off then went to Collect America who is using Buffaloe and Associates in TN. B&A filed a judgment against hubby. He did not appear in court because we worked out payments ahead of time with B&A and were told that we did not need to appear. How dumb were we! Now after six months of on time monthly payments we called B&A for our balance and was told that it's over $11000.00. They said daily interest is being added and court costs. Again, no break down as to the calculation of this balance has been provided. I have sent debt validation requests but have had no reply as of yet. Still working on it though.
January 29, 2007
This so-called "law" firm contacted me via my mother's house where I have not lived in over 16 years. Then when I requested validity of the debt they said see you in court. I quickly informed them that I have the right to dispute the validity of the debt as well as the right to obtain additional information and details. The woman I spoke with was rude and not very helpful. I am sure this is not the end of my battle with Buffaloe and Associates!