I got a voicemail today from Gloria Kipper asking to return her call at (800) 856-1174 x118.

Before returning the call, I googled the phone number, and came across your site.

I then returned the call, and she asked me if I had any relation to a person. I do not know, nor have I ever met this person, so I stated that. Then she stated that I was listed as a family member, and a contact for this person. And again asked if I knew this person. To which I answered, no.

I highly doubt that her statements were true, reasons being.

1. I have no family in Missouri.
2. She called me on my on my cell phone, which is not listed, and on the do not call registry, and every other variety of do not call list I can find.
3. I very rarely give my cell phone, or even contact information out to anyone. Because I prefer anonymity.

It is my opinion that they were fishing, and cold calling people based on their name. And that somehow they came across my information. IMO they had no right to call me, but they did.

I don't expect anything to come of this, I just wanted to relay the information, since you had taken the time to put their information up on this site.


Dear Bud, I want you to know that your comments about the Law Office of Lawrence Bovin has saved me from doing something stupid. I almost gave them another credit card account number to pay off the debt that they were trying to collect. The people in their office are every bit as nasty and stupid as you described them to be. Before I paid them, I decided to look them up. It was a Godsend that your web site came up. Your comments about these low-lifes gave me the strength to stand up against them. I am now going to write them them Cease Communication Letter. Thanks for being so kind in helping people in my situation. The debt that i incurred was not my fault. My husband and I charged some automotive repair work for my step son who was paying us back monthly until he died tragically in a truck accident. I am an at home mother with 3 year old twins. My husband doesn't make enough money to pay the late fees and high interest rates to keep up with the credit card after paying our living expenses. We stopped paying because we weren't getting anywhere. All we wanted to do was speak with someone decent at the credit card company to work out a payment without the extra charges. Once the late fees and higher interest rates were added, it was impossible to make any payments on the card. One time we made a huge payment of over $500. and it didn't seem to make a difference in the pay down amount. I am so happy that I came across your web-site. I will study it more and if I need your assistance in trying to negotiate with the proper creditor, I will contact you. I will sleep easier tonight because of the help I received from this web site already. God Bless You and your staff!


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