Asset Acceptance Corp.
28405 Van Dyke Avenue
Warren, Michigan 48092
Phone: (586) 446-7818
Fax: 586-446-7837
Web Address:
www.assetacceptance.com
2840 S. Falkenburg Road, Riverview, FL
33569
(Physical Office in
Brandon, FL)
Other
Offices/Numbers:
10500 Highway 281 N. Ste 150
San Antonio, Texas 78216
Phone: (210) 979-3600
Fax: (210) 979-3659
410 846-2502
248-220-8709
9940 Franklin Square Dr.
Nottingham, MD 21236
(410) 933-0960 (410) 931-3044
600 West Resource Drive, Independence, OH
44131
(216) 661-6152, (216) 485-8400 and (216)
661-0165.
Bud Says
Consumer Comments Below
Asset Acceptance Corp. (AAC)
is a publicly traded company. (Nasdaq: AACC) They purchase old portfolios
of mostly worthless charged-off accounts for pennies on the dollar. Once
owned, they appear to inflate the value of the portfolio, send out dunning
notices and try to collect at a ridiculous profit.
Don't be surprised if you notice the date of last activity on your credit
report, as stated by AAC is WRONG! Deliberately changing the date of last
activity is a way to scam consumers into thinking they are entitled to money
they would not legally be allowed to collect.
This is standard procedure for them -- from "re-aging" the debt on the
credit history, to suing on what is probably a statute of limitations claim,
to reneging on a written promise.
Watch out for the mystery $50-$75 payment you didn't' make that magically
revives the account. When pressed, they claim to do an investigation and
"discover" that they made a "clerical error" and mistakenly posted someone
else's payment to your account.
NOTHING this 'House of Cons' does should be believed or taken at face value.
They have proven over and over they are liars and thieves!
Under federal law, the Fair Credit Reporting Act (FCRA) an account may ONLY
stay on a credit report for seven years. One of the cons being used by Asset
Acceptance is to claim you made a $50 payment, which would have re-started
that clock. Unfortunately this is a 'bogus-claim' by AAC, is illegal and
violates your rights.
Asset Acceptance Corp has earned the distinction of one of "AMERICA'S WORST
COLLECTION AGENCIES". They lie, steal, cheat, misrepresent, file bogus
claims, create phony documents and commit perjury in the court system JUST
to increase their bottom line.
CAUTION:
I recommend you
NEVER
disclose your bank account or credit card information to a debt collector, as you
risk them emptying your account, or maxing out your
credit card. If you feel they are reporting on your
credit bureau files in error or need assistance in
dealing with them, email the details
w/your
location. Assistance and referral to a consumer
legal specialist may be available.
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