November  2008    Allied has switched most of their calls to India. They are REALLY hurting there and ripping debtors in the U.S. for money. The Allied Interstate department to have your name removed from India call centers is...
 

Kurt Tullar, Esq.  Vice President, Legal  iQor, Inc.   335 Madison Ave.  27th Floor  New York, N.Y. 10017
Ph: 646-375-6187   Kurt's a good guy, will take good care of you, just let him know about the problem.
 

October 2008    Got 2 calls from them today. 1st one, they didn't leave a message; second time I answered. The Woman was rude and disrespectful. I asked for them to send me information about the alleged debt (Student loan). She refused, and claimed they had sent a letter. (they have not) I asked if the 'letter' had been certified, but she cut me off and used bullying tactics by repeatedly saying, 'the debt isn't going to go away. I repeated several times that I would not agree to anything until I had physical info and proof of the debt in hand, she carried on so viciously that I finally said, "I am done with you" and hung up the phone. I also have a problem with the fact that she did not ask me for my last 4 SS# numbers and address, but simply read them off. If I were not the person they were looking for, I could still have said 'yes' and gotten personal info about someone else. Rude. Disrespectful of person and personal info.

September 2008    To the person who thinks a cease and desist letter will stop these idiots think again. I sent a letter via certified return receipt and they continue to call from two times to a dozen times per day. I know they're breaking FDCPA rules and that's why I have hired a good attorney. My attorney is filing a lawsuit against them for harassment and to discharge my student loans due to disability. Good luck to anyone who is dealing with these scums.

September 2008    I keep getting calls from them, but they hang up - - harassment? My caller ID says Allied Interstate, but when I call the number back, I get  "The Verizon customer you are calling is not available at this time, please try your call later" It is a number not listed in the hading for this company on your website. The number is 866-720-1469

August 2008    These guys have been calling my residence once a day, every day for 2 weeks. After doing some research on the number and the company online I had my husband bring me a digital recorder so I could record the call when I finally decided to answer. They ended up asking for my MIL by name. I told them that there is no one here by that name. He gave me an address and asked me to verify it (which was my MIL's) and I told him that the address was incorrect. He tried to ask me what my name was but I told him that I wasn't giving it because I'm not the person he was looking for. I then asked him where he was calling from and not surprisingly, the answer he gave was unintelligible (twice). I could tell at this point he was getting frustrated with me and he finally said that he was from a financial institution. Playing dumb, I asked him if it was a bank. His answer was yes, you can say that.

I finally told him I was sorry but there was no one here by that name and that the address was incorrect. He apologized back and said that he would take my number off of his list. Wanting to hold them to their statement, 3 hours later I called the number listed above(800-806-3342) and they said my number was no longer in their system. Let's just hope it stays that way.

August 2008    Hmm whoever posted below it's legal and acceptable for these debt collecting yahoos to call your work, family, and neighbors needs to better educate themselves! According to the FTC at their site:
http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre18.shtm:

-They may only contact family or friends once -to get updated info on your address or phone number and cant reveal anything to anyone except you and your lawyer if you have one, about your debt.
-If you notify a company by certified mail (return receipt for proof) to cease all calls and to only contact you by mail only, then they have to respect your privacy!! See the following info for details, as listed by the FTC:

If you established that the debt is yours and you don’t feel comfortable dealing with a collector via phone, tell them you want all future correspondence in writing. You need to send this request via a certified mail and request a return receipt. If you want to allow calls only between 5pm and 6pm, tell them about it in the letter.

-By law collection companies are required to respect your privacy and will have to cease all phone calls to your home, relatives, neighbors, and work.

Once you have their claims in writing it’s easier to seek legal help, and keep records of your correspondence.

Send all your responses to bill collectors via Certified Mail. This way you will have proof of receipt by the addressee.

Remember that the amount they claim you owe is negotiable. You can negotiate the total amount due, number of payments, and the payment deadline. Once you worked out the payment plan, request it in writing.

What a debt collector CANNOT do:

-Use deceptive practices. For example, threaten you with arrest or trick you into paying for collection calls.

-Use obscene language.
-Call you at work after you tell them that your boss does not approve these calls.

-Deny you the right to receive a written notice (within five days after your first phone conversation) that would tell you how much you owe and the name of the creditor that says you owe the money. If you do not receive the notice within five days, call the collection agency and ask for its address and fax number. Then, send a letter to the collector noting its failure to send you the required notice. As a minimum, make a note in your file.

-Refuse to give its name and the name of the collection company when asked.

-Put a debt on your credit report if you file a dispute.

-It must validate the debt by obtaining a verification of the debt or a copy of a judgment from the creditor before continuing their collection efforts. The results of the investigation must be mailed to you.

For more information on Fair Debt Collection visit: http://www.ftc.gov/bcp/conline/pubs/credit/fdc.shtm

July 2008     Allied Interstate is a bunch of clowns! They called my home in April threatening me that they were going to have my husbands wages garnished if I did not take out a loan with Citi Financial to cover the debt. I was ticked, so I hung up the phone on them. I then mailed a "cease and desist" letter via certified / return receipt mail. I was still ticked off that I got online and filed a complaint with the Michigan Attorney General. Today I received a letter for the Attorney General, with a copy of the letter that they received from the jokers at Allied. This is what Allied had to say:

1) My husband requested proof of the debt. They then said they sent proof with a letter along with the statement from American Express. We never received a letter from these "folks" and the statements always came from AmEx.

2) They did continue to call after my letter was received but the agent was "mistaken" and called anyway. The agent was then "disciplined in accordance with our standard policies". Yeah, right!

3) My husband called THEM on May 27th regarding his credit report and if there was any discrepancies on the account. What? My husband did not do such thing and I have phone records to prove it.

4) We paid $4037.32. Yes, we paid the debt off to American Express - never would I cut a check to those SOB's

This is just another example that Allied Interstate are a bunch of liars and bottom feeders. Don't deal with them!!

July 2008    I just received a letter from these clowns. They say they acquired the debt from LVNV and it's an ancient debt from a long closed company that was discharged in bankruptcy over 9 years ago. And they have associated my name with the account even though I was never actually a holder of the account, only of a secondary card. I'm not giving these clowns what they want.

June 2008    Got a call from 1-866-383-5072 I answered the phone and heard a lady ask for my wife. The name she asked was wrong and I said no one hear by that name. The she asked again by the correct name. I said this is her husband what can I do for you. She said what is your wife's birthday? I said what company are you calling from. She said I can't tell you that with out you giving me her birthday to verify information. I said I am not giving you any info until you tell me what company you are from. She said I can't do that with out knowing her birthday that is illegal. I said o.k. good bye and hung up. All of our bills are paid and we are not behind on anything and she never had any student loans, we have never declared bankruptcy, and we have a very good credit rating.

June 2008     (Been awhile since anyone's complained about Allied...)  Got a call from these folks today. Having had my own go-around with these kinds of scumbags, I knew better than to give them anything. So, this woman calls, with a barely understandable accent, asking for my sister "Betty." I of course replied, "I'm sorry, there's no one here by that name." Then the woman asked me if I knew Betty and I repeated my initial answer. The woman then said something that sounded like "this call is being recorded" and hung up. My husband tells me that someone from this number has been calling our house for about a week and hanging up on him.  I looked these folks up on the internet to find out that they are Allied Interstate. The number where they called from is 866-825-4573.  I then notified our mother that if these individuals should call her home or business, DO NOT, under ANY CIRCUMSTANCES, give them any information!!

2007    I just want to chime in and say how disillusioned all of you are in regards to debt collections. Read the FDCPA and you will realize it is 100% legal to contact your neighbors, family and friends in order to get in contact with you. It is completely legal to contact your place of employment and get wage garnishment information (if in regards to a defaulted student loan with the Dept. of Education).  (Nashville - excellent letter, but it won't be published without an email address. Pity - it sounded intelligent...)

2007    I have a question...I'm not sure if this has ever been asked before...but do the original debtors know/have knowledge of what tactics or level of aggressive-ness these agencies will go to?...i'm curious because if they know Allied does what they do...then they would/could they also be responsible in some way for subjecting you to these obviously illegal, exaggerative ..not to mention disrespectful tactics of companies such as AI. was just a thought...like maybe sending a letter to the local news people or something if it involved a local utility or cable sat. tv service carrier...any of them really. "Fight Back"...withDavid Horowitz - Love the site Thanks !!! :)

2007    This company has been after me for months, trying to collect on a discharged student loan that was discharged in Federal Court over a year ago. They call me and said rude and dishonest things. They have phoned my elderly mother and pretended they are a friend of mine from college, then yell at her she is breaking the law protecting me. LISTEN TO ALL OF YOU BEING HARASSED WITH PHONE CALLS BY ALLIED INTERSTATE. You probably don't know this but you can stop the phone calls. For more details, call the FTC and speak to their Consumer Protection department. All you have to do is write a "Cease Contact" letter to Allied Interstate stating that you are forbidding them from ever telephoning you again. They can still write to you, but once you send them the "Cease Contact" letter and tell them that you immediately demand that they never phone you anywhere again or you will report them to the FTC, guess what? It works. If they keep calling you, start keeping a record of the name of the Allied Interstate caller, the date and the time of day the call was received. (And you can then hang-up on them!). If you can establish that Allied Interstate is still harassing you, the FTC will investigate them and if the finding is in your favor, you may collect as much as $1000 for every illegal phone call they place to you. Just make sure you send your "CEASE CONTACT" letter by certified mail so you have proof that they got it. You don't ever have to talk to them again once you tell them to obey your "Cease Contact" letter and that you are forwarding records of all their calls to the FTC so you can try to collect the $1000 fines. They still write me but they don't call me anymore!!!!!

2007     I recently filed a complaint against Allied Interstate for illegal practices with the Federal Trade Commission. I just received a phone message from someone who claims to be a civil investigator from Ohio and said that a formal complaint has been issued against me. Needless to say I was sceptical about the person who only identified herself as Mrs. ___ Since the caller I.D. did not indentify her I traced the call only to find it was a personal no. registered in someone elses name. At this moment they have threatened to proceed with this action if I don't call them immediately. Also they would not indentify who they worked for or specifically if the civil complaint is from Allied. Only a case number was given as a reference when i call back.

2007     I spoke with a person at Allied Interstate for the 2nd time today regarding a debt I was trying to work out a way to get this paid. They wanted payment today even went so far as to tell me to borrow someone else's credit card to pay it. I said no I can send a money order only. He informed me they dont work that way. I have the whole conversation on tape and not once during that conversation did he inform me "this is an attempt to collect a debt and any information obtained will be used for that purpose" I will continue to record calls with them and see how many other times they violate the law. 1st time I spoke to someone they told me they didn't want my F******ing money!! first time I heard that one from someone that wanted money so that made me decide to record all further phone calls with them. Tape is probably worth more than what you owe them...

2007    I work as a service coordinator with a non-profit agency serving individuals w/developmental disabilities. One client, with mild mental retardation, called a 1-800 number last year and received a cell phone with Sprint, no credit check required. When we learned of this, we contacted Sprint and were told if we returned the phone the client's account would be closed and all charges removed. We did, but the charges were turned over to Allied Interstate collection agency. In January my client received a collection notice and I phoned Allied to explain my client was not able to open accounts on her own and was not liable for the charges made to the cell phone account. I was told that if I provided a copy of her psychological and medical evaluations, proving her diagnosis, the charges would be removed. I did so, and she has continued to receive harassing phone calls. I called Allied yesterday, and spent the better part of 4 hours on the phone with them. Of course, that includes the times I had to call them back because they hung up on me. They were trying every tactic to get out of talking to me. At one point, the representative must have thought I was on mute, because I heard her laughing with her colleague. When she came back on the phone I asked her to repeat what I had just said, and she hung up on me. I stated in no uncertain terms that their company was harassing an individual with mental retardation, but they obviously do not have the moral capacity to realize this is not only wrong, but illegal. I will keep fighting for my client because she cannot fight for herself. I just feel for those people who actually do owe money through this company, because if they will harass the mentally challenged, I'd hate to see what other lows they will stoop to.

2007    Collectors continue to call on almost a daily basis. Alleged debt is beyond SOL in North Carolina and FDCPA cease communication request has been sent and received. Collector claims they don't have to quit calling just because a letter was sent and will continue to call because the debt will "never go away, and neither will we." What clowns.

2007    to all who owe student loans with the dept of ed as a former collector of the company i would not pay the company a penny...being that they are not the government services division and there is nothing that the company can do to you but forward your loan back to the dept of ed who then will forward it to another agency but i repeat to all do not pay your student loan with Allied or let them place you in any sort of comp or rehab!!!!  Yeah, I don't know if that's such good advice...

2007    First of all, i do owe a debt to Bank of America. I have been trying to settle this debt with them since dec.'06 they refuse to talk to me. they transfer me to whatever collection agency is handling the case. now i have allied interstate calling. they have gone as far as to call my parents home (who live in VA) and demand to speak with my father. i know after looking into this website back in dec. that this is against the federal law. the funny thing is when they call my home they do not leave messages and they hang up on me. what kind of children are working there? obvious bank of America does not want their money.

2007    Collector will not give out his fax number and is extremely rude. Wants Post Dated checks. This collections agency now has IRS collections and OSHA collections turned into these idiots.

2007    I've been receiving phone calls from a "Mrs. Williamson" who works for Allied Interstate. She calls me once a day, and says the same thing. "If you do not call me back, my supervisor has advised me to recommend a "refusal" and I'll move ahead with your case." And then she proceeds to tell me that I'm irresponsible for thinking my debt will disappear if I ignore her calls.  I think she is a joke and so is the whole company. Thankfully, I'm working with a credit solutions company who is working to settle with the creditcard company. I shouldn't have to deal with the repeat calls for much longer, and I'm truly sorry for anyone else that has to! Contact us in three months and tell us how your credit solutions company works out.  We've been waiting for years for a success story and haven't heard one yet...

2007    These jokers have cranked up a $2000 debt to $10000. I called the original credit card issuer to ask how it was possible for a debt they charged off in 2003. I got one of the good people on the phone that day, folks. She told me, between she and I, that if they are going to sue they just do it, they don't involve a collection agency. She couldn't take my payment. Allied Interstate has threatened to sue me, called me a deadbeat and threatened to sue me repeatedly. The fact is they can't. When you call them on it they suddenly get VERY agreeable and more agreeable still when you mention that the state of Minnesota sued them for illegal practices against consumers. They flat out lied to me that they bought the account. The credit card company told me that they have in-house collections to take care of accounts and when it goes to a collection agency they are out of the loop and have written off the loss. They aren't "partners", they are just bottom feeders.

I am not a deadbeat. When my husband was diagnosed with cancer there were a lot of bills and not a lot of money. We didn't keep charging up our credit cards to get through; in fact we stopped using the cards completely when we realized that we couldn't make even the minimum payments anymore. If they would have worked with me, accepted payments we could afford, and lowered the amount to what was actually OWED, not what their inflated amount is, I would be happy to pay them just to get them to go away. A friend of mine told me though that they won't they just keep calling. Better to rely on my CallerID than ever give them a dime.

2007    I have been contacted by Allied Interstate just today. Said they were representing Capital One. I refused to give verify any information. Here is the kicker, they called my cell when I have never given my cell number out. So, I call Capital One, I automatically get switched to Allied Interstate. When they answer they say they are Capital One. Finally, after speaking with Capital One I discover they are business partners with this company.

So folks, when calling a credit card company make sure who you are speaking with. These guys are scary. calling neighbors, threatening teenagers.

2007    This agency has placed a collection on my credit report from DirecTV that is not mine. I have contested this with Equifax and I am waiting to have this removed. I have also filled a BBB complaint with DirecTV.

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