Zwicker & Associates, P.C. 80 Minuteman Road Andover, MA 01810 Phone: 978-686-2255   800-370-2251 Fax: 978-686-3538   2300 Litton Lane Hebron, KY 41048 800-555-6694 Paul W. Zwicker, Esquire, President  John Twite, Sr. VP Operations Robert W. Thuotte, Sr. VP, General Counsel Micheal Koziol VP, Collection Operations  Web Address: www.zwickerpc.com Quick Analysis                         Consumer Comments Below   Attorneys involved in debt collection for accounts such as AMEX and others. Their collectors have been known to threaten lawsuits if monies are not paid immediately, are very aggressive, fast talking, somewhat obnoxious in delivering their collection scripts.   CAUTION: I recommend you NEVER disclose your bank account or credit card information to a debt collector, as you risk them emptying your account, or maxing out your credit card. If you feel they are reporting on your credit bureau files in error or need assistance in dealing with them, email  the details w/your location.  Assistance and referral to a consumer legal specialist may be available.   Email for Assistance  Tell Us Your Experience with this Agency   We will not publish your personal identifying information.     Comments from consumer emails.  Messages edited for brevity. Consumers said... Zwicker