November 2009 Monarch Resolution, We recently began receiving harassing calls from Mr. Tipton at Monarch Resolution. Said I recently took out a loan and would need my bank account number to clear up the matter or I would receive an affidavit. He said the loan was taken out last December, maybe by my son in El Paso, TX. I disputed this, it was the first I had ever heard of this. He continued to make multiple calls calling myself and my wife liars. He calls every day, multiple times since this began. I contacted the Sheriff's dept. I checked my credit report, it's not on there and I've sent a complaint in to the FTC. He somehow has my social security number and DOB.
November 2009 Vision Credit Solutions, Due to illness, my wife closed her business in 1997. She negotiated settlements with all her creditors, but one, NCNB (North Carolina National Bank), who settled for principal paid in full, sold the interest as a bad debt after the settlement. We didn't know about this until 2005, when RJM called. Since then it's been PRA trying to collect on a settled account, and now it's Vision Financial. The amount has ballooned too, from $2K to 4K, the original interest was less than $500. They all seem to be getting this past SOL, already settled account from a Canadian group called Hilco Receivables. At least that's what the caller from Vision claimed, might have been an oops on her part. With Vision, they've sent ZERO through the mail making their claim, just phone calls. The last call, after we had demanded their full company name and address so our lawyer could contact them, was a spoofed call from a Mass. phone # 508-000-0000. Right, they mispronounced my wife's first name, but the voice calling was the same. Been recording the calls so our lawyer has alot of ammo. Be nice, in these economic times, to go on vacation using their money. The real culprit here though sounds like the Canadian company, Hilco Receivables, recycling worthless, past SOL and settled claims to the highest bidder.
October 2009 Vision Credit Solutions, We made a payday loan over the internet in Jan. 2009, pay it back and borrowed again, then my husband lost his job, anyway we got in a bind and have been unable to pay it. Thursday I called back a number on my cell and it was Vision, she told me that if my husband didn't pay it right now in 24 hours he was going to be arrested for a Class D felony for borrowing money and not paying it back because it went into our account. I told her I only had $50. grocery money and we were on s.s. She said send it and it would stop the court proceeding. And I have to pay half one month and half the other or there is $1675 court cost. She gave me 10 days to pay $750. I don't have a way to do this unless we don't pay our rent and if it was just us we could manage, but we have a disabled grandchild we adopted and I will not let him do without, and I hope they won't put my husband in jail, he's 77. I have to figure something out, she sounded like they won't take payments. Can they put us in jail? Nope, no jail. And if you had recorded that call, you'd be debt free and they'd be the ones not sleeping at night...
October 2009
P.N. Financial & Associates, Stokie, IL
Received an incredibly bizarre collection letter from P.N.
Financial and Associates. The letter was sent to an old
address and was trying to collect on an a account I've never
heard of, and was quite literally entitled "FINAL NOTICE OF
JUDGMENT".
This long, rambling letter contained multiple violations of
the FDCPA (threats mostly) and several outright claims to
fraud. The letter cited a court case in Indiana (old
address; I live in California now) with a docket number;
only the court case doesn't exist and the docket number is
fake (not even close to the format the Indiana Court System
uses). The letter was signed by a John T. Sullivan who
claims to be an Attorney at Law, but the Illinois Bar
Association has no record of any such person licensed to
practice law in Illinois. Even the Social Security number
they disclosed in the letter (lovely touch that) was
completely wrong and doesn't correspond to me or anyone I
know.
For all intents and purposes P.N. Financial appears to be
not only a sloppy debt collector but a downright fraudulent
scam.
I sent them a C&D letter. Then I filed complaints with the
FTC, Indiana Attorney's General, and Illinois Attorney's
General. If P.N. persists I'll file a FDCPA suit against
them. Check this out:
http://www.budhibbs.com/scams.html
October 2009 Vision Credit Solutions These people are so funny. They call trying to act all tough and then when I request a debt validation in writing they send me over some dinky letter. They try to tell me this is proof the debt is owed. I just used it as toilet paper. Every time I call them back they always answer the phone pretending to be a law firm. Thanks Bud for telling me the truth about these scam artists!
October 2009 Monarch Resolutions North Tonawanda, NY Please be advised that the Prism Resolutions group has assumed a new identity; Monarch Resolutions. Just an update for all who need to know.
October 2009
Prism Resolutions. North Tonawanda, NY
Bud, The NY AG went after Jon Hummel & John Yim as Tri
Financial in June. They now have a new name and location.
Prism Resolutions John D. Yim (CNE Associates)
3397 Niagara Falls Blvd. North Tonawanda, NY
14120 Ph: 800-613-0803 800-613-0802 Fax:
716-692-2151
Another address I found for Yim is 281 Brentwood Drive
North Tonawanda, NY 14120 He put it in Mary E Yim
(wife) name. They are still doing the phony affidavits &
bill of sale. Warn your readers that this is a rip-off.
September 2009 A call was made to my mothers by an Investigator Elliot asking for me by my maiden name and my now last name. The message stated that the call was in regards to my DL, he left a doc. # and stated that I needed to call him back by 7pm or a I would be facing charges against me. I called the number back and it rang numerous times before a machine picked up stating "Thank you for calling Eclipse". After doing some research I was able to match the phone number and researched this company. I do not owe anyone money I filed BK in 1998 and again in 2008. They are using illegal tactics and misrepresenting themselves.
June 2009
these guys now only give there company name as VCS &
Associates Inc when you talk to them.
Wow this agency beats all I've ever seen and that's saying a
lot considering I work for Axiant (Wolpoff & Abramson, Mann
Bracken). My place of employment is on the worse out there
but still I don't think we could top VCS. I came home last
night from work to my boyfriend talking to this company.
They have left so many messages that my voice mail is
constantly full. I'm not even sure how they got my #. We
aren't married and the phone is only in my name. We've only
had it for 2 months and he's never used it on any of his
info. His parents say they haven't given it to them either.
I get the automated Mr Strouse message but the guy who calls
says his name is Mr Allen. Funny thing is, he called the
last time and called himself Mr Goldstein. Same voice, same
accent different name....I'm not stupid. So he finally
called them back. They are telling him that he will be
served at work tomorrow if he does not set up arrangements
(highly doubt seeing as my boyfriend works 3rd shift).
Telling him they are filing suit against him and basically
has him thinking he's going to jail. I finally got him to
put them on hold. I told him it was a crock. I see it every
day. i know how the process works. They kept telling him
they need payment today to stop the process. Or in other
words, give me your bank account so I can suck it dry. Like
an idiot he doesn't listen and gives them his account and
$100 bucks and agrees to pay like $250 a month for 8 months.
He finally got off the phone and I had to explain how
illegal what they were doing was. The one guy who calls acts
like he's a cop saying they have received 2 complaints and
they will use the fullest extent of the law if its not
resolved. Funny thing is, we live in PA, he works in PA and
I know PA does not allow wage garn, and he has no property
asset so this agency is stuck to the bank account. This is
what I finally got through to him so now he's called the
bank, the payment is scheduled for Monday that they can see
and we are draining the account tomorrow when his paycheck
hits. Thank god for him, his girlfriend knows a little
something cause he would have been paycheck less for weeks
March 2009
BEWARE THE LETTERS THEY SEND ARE DATED WEEKS EARLIER, THIS
MAY BE AN OVERSIGHT OR A SCAM! They are collecting for
bottom feeder CAVALRY PORTFOLIO SERVICES. Vision
Financial Corp.
Stewart W. Dauman, President 4 W Red Oak Ln, Suite 302
White Plains, NY 10604-3603
Phone:914-220-0800 866-761-3762 Fax:
914-417-6333 (Offices in Phx-home of Cavalry)
March 2009 A collector from Tri-Financial by the name of Jeremy has been calling my office and asking to speak with my supervisor or office manager. When the receptionist offers my voice mail instead he becomes mean and nasty - I spoke with him on one occasion and he asked me if I was ready to pay my debt. I asked him what the debt was for and he said it was for a defaulted pay-day loan for $255.00. I said I would like to make a payment arrangement. He said since so much time has past, instead of $255.00 it was now 1200.00 and would be going up another $75.00 every month until it was paid. I told him then that I would have to talk to my attorney about this. I haven't answered any more of his calls over the past 2 weeks, but now a recorded voice of 'Peter White' leaves the messages. I contacted a law office (Lemberg & Associates, LLC) and they have filed a complaint against them, but they are still calling...
ebruary 2009 This collection agency calls my cell phone over 4 times per day ( I am not exaggerating) After telling them I am on food stamps and welfare I just got laid off..They continue and continue to harass!!! OMG People at Vision Financial get a Life!!!!
January 2009
FYI, Scum Bag Jon Hummel has changed his name again to
BREWER, MICHAELS & KANE, LLC
665 OLIVER STREET NORTH TONAWANDA, NEW YORK, 14120 Phone:
888-774-1338 716-694-1726
http://bmkane.net/ He has a
couple dozen judgments sitting out on Tri Financial with no
intent of paying them.
Warn your readers not to send them any money.
November 2008 WOOOOO HOOOOO! These guys are persistent. They are calling my cell phone and my office. I have caller ID on both numbers so I have not answered their calls. They leave really cute messages each time. Most of them are saying that I should call 'Mr. Reeves' immediately about time-sensitive matters and should do this TODAY to avoid further action on their part. Before I heard from you last year this would have really frightened me. Thanks to you I laugh about it each time they call. Don't get me wrong, I regret that I could not pay my debt at the time and it really was several years before I was able to get back on my feet. I am not proud of it, but it was 12 years ago.....give it a rest.
November 2008 This company called me regarding an alleged debt owed by my sister, saying she was in violation of the law, they were an attorney's office, she had perpetrated fraud, she would be arrested, and they needed her social security number and her phone number immediately. I didn't fall for it.
October 2008 I received a call from them yesterday and after three harassing phone calls we arrived at a settlement of $1000 for a $305 original debt for my daughter. They told me she now owes them nearly $4000. They refused to let me mail a check for the $1000, they wanted my bank account or a credit card number and gave me until October 31st to comply. Is this company legit? I can't believe that they can do this.
October 2008 A rep from TRI financial called my home looking for someone who does not live here. I advised the rep the person they were looking for did not reside here, but I would take a message, and if I happened to see the person they were looking for, I would pass the message along. Also advised them this was all I was willing to do. Advised them it's not my responsibility to try to find the person They are looking for. Continued to receive messages on my answering machine demanding I call them back. Received a very aggressive telephone call from the rep yesterday demanding that I give them information about the person they were looking for. I advised them that AGAIN, I would take a message and pass it along to the person they were looking for IF I saw that person, and that again, that was all I was willing and capable of doing. The rep became very aggressive saying he was going ot call my home every single morning and wake me up if the person he was looking for did not call me back. I told him this was completely inappopriate and that I had a newborn and a sick toddler and he was NOT to be disrupting my household. He was still very irate, which in turn caused me to become irate and hang up on him.
September 2008
Still hearing rumors about the place being owned by $ean
Miller aka Sean Wilczak and Patricks Landscaping. Looks like
when he started his business out of 3397 Niagara Falls Blvd
North Tonawanda, NY 14120
(716) 695-7966 he didnt realize he was opening a can
of worms for his landscaping customers. When they find out
he's a fraud and a bottom feeder debt collector will they
still hire him for jobs?
DOS Process (Address to which DOS will mail process if
accepted on behalf of the entity) CNE ASSOCIATES, LLC
3397 NIAGARA FALLS BOULEVARD NORTH TONAWANDA, NEW
YORK, 14120 apparently he wasn't smart enough to get a
different address to start up CNE the very well funded
organization. Go for the gusto if your getting harassed by
anyone pretending to be a lawyer with this criminal empire.
Be sure to name CNE Associates in your lawsuit if you want
to get anywhere. We are getting reports from the FBI in
Buffalo that this company is being investigated for WIRE
FRAUD due to some pretty raunchy deals made directly with
Doug Mackinnon over the years. Their is no doubt the two
have a history together. CNE's partners funded a lot of Doug
and Mark's purchases in the early days of collecting zombie
debts back in early 2001 More to come as the stories
develop. We are getting
reports? Who is "we?"
September 2008
Selected Entity Name: CNE ASSOCIATES, LLC
Selected Entity Status Information Current Entity Name: CNE
ASSOCIATES, LLC
Initial DOS Filing Date: NOVEMBER 30, 2007 County: NIAGARA
Jurisdiction: NEW YORK
Entity Type: DOMESTIC LIMITED LIABILITY COMPANY Current
Entity Status: ACTIVE
Selected Entity Address Information DOS Process (Address to
which DOS will mail process if accepted on behalf of the
entity) CNE ASSOCIATES, LLC 3397 NIAGARA FALLS
BOULEVARD NORTH TONAWANDA, NEW YORK, 14120
Looks like we found a missing link. Patrick's Landscaping
Ctr (716) 695-7966 3397 Niagara Falls Blvd, North Tonawanda,
NY a simple search shows the address is listed to a
landscape company owned by Sean Wilczak or could this be the
infamous $ean Milar as he likes to be called. Its out in the
jury's hands to decide what the next level of investigation
needs to take place to find out how closely the two
companies are linked.
August 2008 These guys are true scum bags. They called me telling me that I was being sued and will be charged with fraud if I bounced a check after I set up a payment arrangement. I couldn't pay one month and a guy by the name of Sean Miller told me that I was going to jail for bouncing a check over state lines. I found out from another employer after calling back because I thought I was going to jail that his name was Sean milar. I simply asked for the manager and said I was from the phone company. After that a Jermaine Walker called me saying if I didn't pay with a credit card that I would be sued. I paid these guys and it was settled out on my credit report just to get rid of the head aches. These scum bags are ruthless. ANYONE CAN EASILY CALL THE ORIGINAL CREDITOR AND PAY THEM.
August 2008 This company (representative by the name of Jeff) called my friend on her cell phone and literally became rude with her. This company have these so called professionals harassing individuals working for them and should be reported to the better business bureau and attorney general in their state. These idiots should not be allowed to make such law breaking phone calls. The do not call list is so ineffective that someone needs to report them as well. What good is it to submit your number on the do not call list if the request will not be honored. Report VCS every time they call you.....REAL IDIOTS!!!!!
July 2008 I was contacted by $ean Miller from this so called law office he stated he was going take my money I paid the debt with and buy a solid silver bills chain with it when I told him the bills sucked he then became irate and said I must be on drugs then he immediately said "what kind of drugs are you on I need some " I then said you aren't getting a dime from me and he continued yelling at me in reference to the debt that was last paid on in 94 and was a visa. I gave him my e-mail address to send me a letter in reference to the debt and ever since we talked he has been sending me nude pictures of himself I think he should not buy the bills chain and should by a penis implant.
July 2008 This guy "Aaron calls me every two days leaving me a message stating "you have a problem" always claiming that he has filed a lawsuit for a debt that is over seven years old!! My state's Statute of Limitations is three years. I tell the guy that they might as well go ahead and sue me, as it's their god given right to sue whomever they please. BUT they won't get a dime from me because it has been way too long... these guys are dirty and will use anything they can against you. Honestly, don't pay these guys any attention, they have been giving me "one more chance to settle this debt" for the last four months. I honestly think they do a Google search for legal terms and start every phone call with the results. Aaron told me his office sent a subpoena to my house. I replied "isn't the county court house supposed to do that," he quickly changed the subject. They will use all sorts of terms like "litigation" "we will freeze all assets associated with the social security number ending in ####" I really get a kick out of their antics. Don't take it seriously!!
May 2008 Good ole boy Jon Hummel Head scumbag for TRI Financial has done the ultimate dirty deed. Getting his house foreclosed on at 731 Remington Dr. North Tonawanda NY for $116,000.00 by his mortgage company, wonder if his main supplier Doug Mackinnon knows about this one I'll bet Mark Bohn wasn't helping with his finances or GIOVE LAW OFFICE representing him on this one either. Here's and excerpt from the paper:
10735918 NOTICE OF SALE SUPREME COURT: COUNTY OF NIAGARA -
DEUTSCHE BANK NATIONAL TRUST
COMPANY, AS TRUSTEE, ON BEHALF OF THE HOLDERS OF THE FIRST
FRANKLIN MORTGAGE LOAN TRUST 2004-FFH4 ASSET-BACKED
CERTIFICATES, SERIES 2004-FFH4, Plaintiff, AGAINST JON
HUMMEL, ET AL., Defendant(s).
Pursuant to a judgment of foreclosure and sale duly dated 3/27/2007,
I, the undersigned Referee will sell at public auction at
the Lobby of City Hall, 216 Payne Avenue, City of
North Tonawanda in the County of Niagara, New York, on
5/6/2008 at 2:00 PM, premises known as 731 REMINGTON
DRIVE, NORTH TONAWANDA, NY 14120. All that certain plot
piece or parcel of land, with the buildings and improvements
thereon erected, situate, lying and being in the City of
NORTH TONAWANDA, County of Niagara and State of New York,
Section, Block and Lot: 176.18-5-50. Approximate amount of
judgment $116,001.10 plus interest and costs. Premises will
be sold subject to provisions of filed Judgment Index
#127657. Edward A. Zebulske, III, Esq., Referee, Steven J.
Baum PC, Attorneys for Plaintiff, P.O. Box 1291, Buffalo, NY
14240-1291
2007 Additionally Jon's fiancé was hit by another car and was not driving at the time of her accident dippy. Her ex-husband was driving the car. Do you even have a brain?
2007 http://tri-fillc.com/ This company is owned by criminal Jon Hummel. He was struck by electricity and won a settlement from his former labor employer. He worked for Redline Recovery and then started his own collection empire called TRI FINANCIAL out of an old house in North Tonawanda, his alcoholic fiancée who has yet to divorce her husband also won a settlement against another motorist whom it is up for dispute whether or not she was drinking and driving. They live in a broken down duplex in the same city as well as the partner/director Chris Morrow, who lost custody of his daughter due to a cocaine addiction. These guys are as nasty as it gets and it appears as if they are just another pawn in the Doug Mackinnon, Mark Bohn era of criminal collection evil empires. Word on the mean streets of this Buffalo suburb is that Doug has branched out from not only Law firm collections but also getting together with old party buddies from his days working in collections to hire any old slob to fill an office full of extortionist's that steal money from undeserving consumers. Don't send these cocaine addicts any money they will only sniff up every penny and not help out your credit. You should be aware that they are just going to be around for a short period of time until Doug and Mark shut them down.