Head Debt Collectors:

Jay Andrew Taylor, (bottom feeder)
Texas State Bar #19703500

Quick Analysis                         Consumer Comments Below

Texas Attorney Jay A. Taylor is not a bad guy; he’s been around this business for a long time (licensed in 1982) and has represented a long list of debt collectors and bottom feeders. My problem with Jay and the reason for his making this site is one of his current clients; Portfolio Recovery Associates, LLC, Norfolk, VA, (PRA), a bottom feeder collector of old, mostly worthless debts.
 
Jay and PRA are engaged in a criminal conspiracy to rip of consumers with those phony Providian Bank purchased accounts, sold to bottom feeders such as PRA. The problem with those accounts is that PRA hired Taylor to file lawsuits on Texas residents. Therein lies the problem. PRA does not have any original documentation from Providian, they paid pennies for these accounts and documentation proving the validity of them was never a part of the deal.
 
PRA uses its own employees to manufacture documents, in-house for use in court filings by Taylor. In this case, the phony documents are produced and signed by PRA employee Delvania Rush, of Norfolk, VA and notarized by another PRA employee; Dionne L. Lawson. None of what they state in their document titled; ‘VERIFICATION OF STATEMENT OF ACCOUNT AND AFFIDAVIT OF LAST KNOWN ADDRESS’ is true, all lies, used to fool the courts and cheat consumers out of their money. Delvania even lies about her knowledge of military service and the competency of the alleged debtors.
 
Lawyer, debt collector, Jay A. Taylor has certainly had his share of rough road in the last year; however this latest foray with slimy bottom feeders Portfolio Recovery Associates is really scraping the bottom of the dumpster. Jay and PRA will soon realize that liars like Delvania can be made to come to Texas and testify to the truthfulness of her statements. That will never happen because Delvania won’t commit perjury in Texas or face the possibility of felony charges for her blatant disregard for the law and consumer right. I’m sure her defense will be the standard posed by signors of these phony affidavits, “I was only doing what my boss told me to do.”
 
Ignorance is no excuse Delvania Rush; you are a liar and have committed a crime!
 
Jay Andrew Taylor, Texas State Bar # 19703500, you are put on notice that the state bar will receive complaints on future lawsuits filed by you that contain these phony, manufactured affidavits.
 
Texas consumers sued by the idiots at PRA and Jay Taylor rejoice, as there is good news. Texas has some of the best consumer attorneys in the country who are ready to assist you in dealing with PRA’s bogus suits and attorney Taylor. PRA has deep pockets, which means successful counter suits could result in your attorney fees being paid by them and the suit dismissed. I also suggest you demand forgiveness of debt and removal from credit bureau reporting in the terms of settlement. After all, it isn’t as though PRA has a legal leg to stand on, they lie and cheat, get caught, you benefit by their stupidity.
 
Stay far away from Portfolio Recovery Associates, they are bad news! Liars like Delvania Rush and her associates will soon learn how the long arm of the law can reach out and slap her in VA, for the lies and falsehoods she has perpetrated. Jay A. Taylor, Attorney at Law, just hit another bump in the road of a debt collector.  Hang on Jay, your name and reputations are not totally destroyed.
 
Contact me if you are a victim of PRA and Attorney Taylor, I will introduce you to REAL attorneys who are experts in dealing with their lies and falsehoods. Let’s show these slimy debt collectors how consumers in Texas deal with them.

CAUTION: I recommend you NEVER disclose your bank account or credit card information to a debt collector, as you risk them emptying your account, or maxing out your credit card. If you feel they are reporting on your credit bureau files in error or need assistance in dealing with them, email  the details w/your location.  Assistance and referral to a consumer legal specialist may be available.   Email for Assistance 

  Comments from consumer emails.  Messages edited for brevity.

Consumers said... Jay Taylor