Quick Analysis                         Consumer Comments Below

Christopher Mark Ranieri attorney / debt collector, of Coral Springs, FL appears headed for a collision with the justice system. Our mailbox daily receives  complaints of his collectors calling to make threats of pending legal actions if debts are not paid immediately.

Ranieri is alleged to associate with and collect for First American Investments/Unistates and Southern Capital Associates out of Buffalo, NY.  First American and Unistates,  (illegal bottom feeder debt collectors who collected on thousands of bogus accounts, many of which they never owned)  filed for bankruptcy protection for more than $20 million. In the NYWBKE 08-14967 November  2008.

The accounts they collected on were the subject of another lawsuit by investors who thought they were loaning more than $20 million to acquire defaulted portfolios, which may not have taken place.

Ranieri is connected to these NY agencies and allegedly collects on some of these same accounts. In view of the bankruptcy filing and the apparent demise of his portfolio source, it appears Ranieri members are hell bent on collecting as much money as possible from the accounts they still possess in a desperate attempt to stay afloat before the proverbial well runs dry.

Thus the almost desperate attempt by Ranieri collectors to call, threaten, harass, and attempt to extort monies from consumers that they may not have a valid right to collect. Desperate people do desperate things  - and that appears to be what is going on within the Ranieri organization.

Ranieri is reportedly still paying off on lawsuits filed by consumer attorneys for the illegal debt collection methods used by his thugs. A check of several states showed Ranieri does not have any license or bonds required to collect debts in the U.S., yet his collectors lie to consumers stating he is licensed and bonded.

Based on information I have, it appears that Christopher M. Ranieri, Debt Collection Attorney may be out of the collection business very soon. His sources for accounts are dried up, his name and reputation are dumpster trash, and the lawsuits continue to pile up against him. He has almost no ability to legally validate any debts, and even a lesser chance of proving anything meets most court requirements.

Ranieri is not worth anyone wasting any more on, he will get what he deserves when the money is gone, expect to see him on the list of DEAD BEAT DEBT COLLECTORS.
 

NEVER give them any information on your bank/credit accounts, or post-dated checks. YOU WILL REGRET IT!! 

CAUTION: I recommend you NEVER disclose your bank account or credit card information to a debt collector, as you risk them emptying your account, or maxing out your credit card. If you feel they are reporting on your credit bureau files in error or need assistance in dealing with them, email  the details w/your location.  Assistance and referral to a consumer legal specialist may be available.   Email for Assistance 

  Comments from consumer emails.  Messages edited for brevity.

  Consumers said... Christopher Ranieri