Kingman, Cole and Associates

NOT a law firm!

aka/ Marshall and  Ziokowski Enterprise, LLC

 (Aka/MAZE)    KCA Medical Collections

Brady and Caruso

Are They Closed?         

COMPLAINTS HERE

We'll admit - while doctoring this document to hide the details of the consumer, we added the picture of the swiss cheese to approximate how many holes are in this document.  But the smell, that's original.

BOTH!

Consumer Alert!    The judgments against Marshall & Ziolkowski are piling up; now word reaches us they changed their name to avoid paying judgments in excess of $150 K.   You should save your money, these con men may not last.  Don’t buy their lies and scam, they may be joining the LONG list of Buffalo collectors sued into insolvency.

 Email: marshall_ziolkowski@yahoo.com

Head Debt Collectors:    Keith Marshall         Richard Ziolkowski

Apparently owners Keith Marshall and Richard Ziolkowski have earned their law degrees.  Funny -- the New York State Bar does not show any law office in NY called Marshall and Ziolkowski, Attorneys at Law. 

Bud Says                         Consumer Comments Below

Kingman and Cole violate  the FDCPA so many times in one call you could walk out of court with the titles to their Mercedes and pay off the debts you actually owe.

 

Collecting on time barred debts is common with these slimy future prison inmates, they lie about everything, have no clue of the law, and don’t care.

 

We have received complaints from military personnel, here is one email:

 

“Right before Christmas we were contacted by these people.  After talking with Shawn Miller, we realized things weren't right.  Mr. Miller said that he would end my husband's military career, prevent his security clearance, and destroy his credit.  He also said that they target the military because the military will pay.  A lady then called me back, Jennifer Hoke.  I told her that this was old from 2001.  In fact it is due to go off our credit in May 2007.  I told her to send it in a letter to us.  They never did.  Finally on Dec. 23rd she said that if we didn't pay by 5:00pm (a favorite time for them) she would file it.  I told her no.  On the 24th, she called and said that she would sign off on the papers and we would be served.  Well it has not yet happened.  Shawn Miller was represented as a Paralegal, but with his language I don't know about that.  Jennifer never told me that she was collecting for a debt. . She repeatedly told me that we would have to go to court.  I told her that I understood that but we needed an answer to the complaint.  She said that we would have to appear in court, and if my husband didn't an arrest warrant would be issued.  But we haven't been served.  He is going to deploy in June and we want this settled before then.  This is a debt from 2000, and was charged off in 2001. Jennifer also told us that she would make this debt new again.  I told her that the 3 year limits were up, which is the limit in North Carolina.  She said that she would talk to the lawyer about that.  We were supposed to have a conference call with the lawyer, but they didn't call at the appointed time.

CAUTION: I recommend you NEVER disclose your bank account or credit card information to a debt collector, as you risk them emptying your account, or maxing out your credit card. If you feel they are reporting on your credit bureau files in error or need assistance in dealing with them, email  the details w/your location.  Assistance and referral to a consumer legal specialist may be available.

Email for Assistance 

  Comments from consumer emails.  Messages edited for brevity.

Consumers said... Kingman and Cole aka MAZE