October 2009    Mann Bracken   Per my attorney, who just settled a FDCPA lawsuit against them, Mann-Bracken's own outside legal counsel is expressing doubts that they will survive past first-quarter of next year. In addition to the tons of judgments and arbitrations overturned, they are being sued left and right in the federal courts. That may explain their blatant recycling of old accounts and their sudden aggression.


September 2009    Mann Bracken   recently received a letter from them in reference to a debt from Colonial credit corporation of which I was sued by Zakheim and associates in an attempt to collect it. the result was a judgment
placed on my credit reports. The original debt had expired 4 years before they sued me. So now this law firm representing Palisades collection company is trying to collect the money from me. Well they ruined my credit, and I refuse to pay them a dime.


September 2009    Mann Bracken  I have sent a cease and desist letter to Mann Bracken and they still call I got 5 calls today between 8 am and 9 am I have contacted FTC and Attorney Generals office. Mann Bracken laughed at me and told me they were going to take me to court and would sell my home for a 11,000 bill from American Express I have had to go to Dr. twice because they will not leave me alone.
Since Mann Bracken's secret ownership in the National Arbitration Forum has contributed to it's downfall and the end of arbitration claims on credit cards, they have suffered a massive interruption in their cash flow. That has led to (we think) their overly aggressive attitude in trying to collect on accounts hoping to keep them in business for the foreseeable future. Currently, there are two class action lawsuits some believe could result in their downfall and the end of their collection business. Consumers should consider this when dealing with them. They should also, based on the lies, perjury and scamming they have done, never trust anything Mann Bracken says or does. They have aptly proven money is more important to them than following the law. Mann Bracken may go down as the largest consumer fraud in the history of the debt collection industry, be very careful when dealing with them.


July 2009    Mann Bracken  NY Attorney General Cuomo sues to throw out over 100,000 faulty judgments against NY Consumers   Mann Bracken Included


March 2009     Mann Bracken Guilty of Fraud and Harassment? Is Citibank NA involved at all?


March 2009     After 7 long months, at least a thousand copies, and numerous trips to the post office, I RECEIVED A LETTER FROM NATIONAL ARBITRATION FORUM THAT MY CASE (ONE OF 4) WAS DISMISSED WITHOUT PREJUDICE! THAT MAKES ME A HAPPY PERSON UNTIL THE NEXT DEBT COLLECTOR BUYS THE JUNK AND ARBITRATES IT AGAIN. I HAVE SENT SO MANY COMPLAINT LETTERS TO ALL THE AGENCIES WHO WOULD LISTEN TO ME. I HAVE BEAT THE ODDS SO FAR WITH 1 OUT OF 4 WINS, FOR A 75% DEBT WINNER TO 25% CONSUMER LOSER RATIO! NOT BAD WHEN THE INDUSTRY AVERAGE RUNS 98.5% "LOSERS" THIS IS JUST A BATTLE THAT I HAVE WON, AND THE WAR CONTINUES WITH THESE THIRD PART JUNK DEBT BUYERS. I HAVE LEARNED A LOT SO FAR, AND BELIEVE THAT I COULD HAVE WON AT LEAST ONE MORE IF I HAD BEEN A LITTLE MORE AGGRESSIVE. I HAVE MADE MANN BRACKEN, LLC PAYOUT A LOT OF MONEY TO CONTINUE MY 4 CASES FOR 6 TO7 MONTHS. THEY HAVE YET TO SEE OR FEEL/HOLD IN THEIR SWEATY PALMS A PENNY-NICKEL-DIME-QUARTER-DOLLAR OF THIS MONEY THAT I OBJECTED TO OWING MANN BRACKEN,LLC. THEY WOULD NOT SHOW ME A CONTRACT TO PROVE THAT THEY WHERE HIRED BY CHASE BANK TO FILE AN ARBITRATION AGAINST ME . I CONTINUE TO SPEND MY TIME KNOW WITH MY FIGHTS AGAINST THE EVIL NCO, WHOM I MIGHT ADD ARE NOT IN VERY GOOD FINANCIAL SHAPE! THEY ARE ON THE BRINK OF A CHAPTER 11 OR SHOULD I SAY THE EDGE OF A CLIFF AND HOLDING ON FOR A HELPING HAND!


March 2009    These people are on a feeding frenzy. I just looked on another website that has a list of the complaints filed against Mann Bracken. They are getting slammed right and left with lawsuits. My son has received tetters from them since January. They have not threatened arbitration, but I know that sooner or later, that is what wo lthey will be attempting. A lady I spoke to tonight stated that they are after her also due to a charged off Discover Card acct. Same as my son. His Discover Card charged off. I have also been reading other posts, and it seems that there are so many people with Chase accts that they are going after, hook, line and sinker. They must be loosing money. The economy is so bad, that they are attempting to go after as many people as they possibly can. Will this economy sink their ship? So many Agencies have already closed. They are probably being sued out of business so will continue guerilla warfare to take peoples\' money. I think the laws to protect consumers will be changed in favor of the consumer now with all the bank failures and the corruption going on that has sent the economy worldwide into a tailspin. It was these types of greedy so and so\'s that got us into the condition we are now in.


February 2009    I am a 60 year old woman on three different medication for breathing, and 4 more for the problems that the breathing medications cause. I have medical cement in 3 vertebra. I am now on Social Security simply because I am no good to anyone int he work place. I own NOTHING! Great candidate to sue right???

MB saw fit to place me in the National Arbitration Forum. I tell them EVERYTHING, more then what I am even telling you. Well, William W. Estes, Esq. (most likely a republican) saw fit that Chase bank won. What the H.E. double hockey sticks for?!?!? They can't garnish me and they have nothing to lean. I may live another five years if I can continue to pay for my medications. Sue me you b tards! I have a judgment for 20 years but you still get nothing!
Mann Bracken has the NAF in their back pocket. They should be investigated. Idiots!!!


February 2009    I was researching The Secretary Of State in Georgia for Who owns Mann Bracken, LLC today while doing nothing to pass my time!  Please review and UPDATE your web pages? Principal Office Address:
702 King Farm Blvd. Rockville, MD 20850

"Registered Agent" C T CORPORATION SYSTEM 1201 Peachtree Street, N.E.  Atlanta, Ga 30361

C T Corporation System LIST MANN BRACKEN, LLC AS A BRACH OFFICE GIVES NUMBER OF employees, gross dollars, etc!! MAYBE WE CAN FILE COMPLAINTS TO THESE TO COMPANIES??


February 2009    They ARE finally being investigated by the Governor in Georgia. And something else that is interesting too...a friend of mine called out of the blue. Throughout the catching up conversation of the last year, come to find out she was hired as an administrative assistant for $12/hour at MB. After 2 weeks they come to her and tell her she needs to start making calls to customers. They change the description of her job. They gave her a script and that she needed to tell customers to pay. Of course when she was hired she did not know who they were. She thought they were a law firm. She said they made millions per WEEK. She said money flowed and a lot of bonus money. She left after a few months because she learned who they were and ethically speaking she could not stand the work. She said they were ruthless.


February 2009    I just defeated Mann Brackens attempt to deny my proof of exemption == I am exempt as my funds are SSDI and direct deposited. If your funds are exempt make sure YOU DO NOT REPEAT NOT COMMINGLE FUNDS if you are required to prove funds are exempt get a proof of benefits letter from SSA, copy bank statements for at least 6 months, copies of 1099c from SSA/  I say not to commingle funds as judge asked about 2 deposits made on my account $45.and $28.  May seem small but if they are continuing payments  from selling personal items it can count against you. if they are a one time occurrence make a note of it and mark it on copy you give judge, I did this and she felt I was being honest and not trying to hide things, she also did not ask what deposits were for as it was already noted. Don't be intimidated, the judge was very nice, explained my rights as I did not use an attorney. Research as much as possible here and at local county court websites. I called my civil court and the people there were very helpful also thank BUD HIBBS this site has helped me tremendously and informed me of what was right and wrong with my case. knowledge is power use it!


January 2009     In November we received a notice from NAF that Mann Bracken had hired them to arbitrate a case with Chase. Over the last two years this has gone through 3 different agencies who could never verify the debt. We wrote to the FTC and filed a complaint especially when they continued to arbitrate when we objected. A few days ago we received a notice from the attorney general of Minnesota and they had us fill out a form to be filed in court against NAF. Apparently NAF is under investigation with the Attorney General there. I urge anyone who has a complaint with NAF to file a complaint with the FTC and the attorney general in MN. It would only be fabulous if the attorney general in GA did the same for MB. I have since sent a copy of the letter the attorney general of MN sent to us to the attorney general in Wisconsin and GA.


January 2009     After sending Mann-Bracken proof that a debt they were trying to collect was from a fraudulent account, (I also sent this same information to the National Arbitration Forum), Mann-Bracken sent it to the NAF anyway and won, surprise surprise. In the meantime I had sent letters to every government agency I could think of. I have received a response from the GA attorney general and the US attorney general, and the Federal Trade Commission letting me know that Mann-Bracken is currently under investigation, along with the NAF. I have sent copies of all of the correspondence I have received from both MB and the NAF to all who requested it and to rub salt into a festering wound, I sent copies of the letters I received to both MB and the NAF. It will be so sad when the government finally puts a stop to their tactics and those poor souls have to live off of pinto beans and white bread like the rest of us. Wonder where Chris will park his Mercedes? My suggestion to everyone having to deal with these scumbags is to write everyone from your Congressman to the Attorney General to the FTC.   If you suspect Mann Bracken is pointing your situation toward the NAF, sign on to our free forum at www.arbitrationjustice.com and learn now to fight back.


January 2009     You will like this:  Mann Bracken ordered to Cease and Desist Collections in NEVADA  Apparently, Nevada takes a dim view of illegal debt collection activity and failure to comply with the law.  Wonder how these folks fare in other States?  Sounds to us like something every consumer should check: Does MB have a bond or license to collect? 


January 2009     Went to court -- these people represented LVNV funding on a credit card around 2700. Didn't need a lawyer as their claim had no merit. The proof they had looked like something someone printed up on a home computer.  I told the judge this,  he read it and told the attorney I was right. No signed contract no proof They tried to say this was proof enough which made the judge very upset. He said he was tired of dealing with his kind of people and dismissed it forthwith. I almost laughed in the courtroom but waited till I got outside. These guys are idiots.


January 2009     I recently received a court notice stating that I am being sued by LVNV & Mann Bracken for $6000 . The notice was posted on my door on Jan. 2nd and I received it the morning of the 3rd. This is the first communication I have received from them and would like to know what my consumer rights are in this matter. The suit stems from an old Sears account (which no charges have been applied to since somewhere between 1989 and 1992). Over the years as long as I was employed, I made monthly payments as much as possible. The actual amount of the charges back in 89-92 would have been somewhere around $2000. This account was in my name only and my husband was never a party to this account. I was under the impression that the account had been charged off. Since I am unemployed due to my husband's declining health and my own personal retirement income is now only $522 per month, I am the sole caregiver for my 86 year old husband (he is considerably older than I, but we have been married for 37 years). Our only income is our social security and retirement (which is barely above the poverty level). Any assistance you may provide me would be greatly appreciated.

This is a bit complicated, allow me to sort it out. LVNV Funding (aka/Resurgent) out of Greenville, SC) is using Mann Bracken to sue you on a debt that is 'time barred by statute.' The M-B attorney is Juli Anna Thomas of Dallas, TX. Juli likely never read the particulars as MB attorneys are paid to file whatever is sent to them. The good news is this case will be dismissed as we are referring you to an attorney who is highly experienced in dealing with both Mann Bracken and LVNV Funding. Additionally, due to their ignorance, they had to pay out hundreds of dollars to get this suit filed, they will take nothing in return. That is good for consumers, not good for LVNV & Mann Bracken who are both feeling great financial pain. Each time consumers such as you lay them down in defeat, it cost them money and is a victory for all consumers. The more they lose, the more money it costs them and that can't be bad. Also, your social security income is exempt from seizure, so had they sued and won, they still would have lost, it just would have cost them more money. Let me know when this is dismissed, thanks for contacting us.


December 2008     I have an account that has went to Mann Bracken and they are in arbitration trying to collect from me. The man I talked with today, Robert Brown stated that he would not accept monthly payments of 100.00 on the MBNA account I owe. He stated I could make 3 monthly payments of 200.00 each for December, January and February. I asked him if he would send a letter in writing to validate this agreement. He stated his attorney will not allow him to do so. If I send the money and the checks clear my bank, doesn't that prove that they agree with this arrangement? Mr. Brown stated that he would not send me information showing that payment has been applied to my account. Bud I am just nervous about this. Can you please advise what I should do?

This is typical of the scams being perpetrated by Mann Bracken under the guise of a law office. You ask for validation, agreement or anything else in writing, they refuse and extort the money by filing a bogus lawsuit if you don't comply. Mann Bracken owners, M. Douglas Mann, 64, of Athens, GA and William Christopher Bracken, III, 60, of the High grove subdivision in Atlanta are increasingly becoming more bold in their slap at the law and consumer rights. They may think that the blood money they earn entitles them to make their own rules. America is becoming increasingly tired of this one-sided screwing of consumers and soon will be striking back at the parasites who enjoy a free ride at their expense. I'm including information to assist you on this.


December 2008     After months of trying to negotiate a settlement over a ~$4,000 credit card balance with an unresponsive Mann Bracken, they finally decided to file suit in Virginia, and only one day after I lost my job due to the worsening economy. They have no regard for circumstances and their employees have no character to speak of. As a matter of circumstance, I am unable and unwilling to pay them the entire balance. I do, however, have enough money to file Chapter 7, and will probably do so unless they come to their senses before the hearing date. As a matter of experience, I have some knowledge o the law and will ensure that my automatic stay is filed before the hearing date. Any thoughts or pithy remarks you might have are greatly appreciated. Hoping Mann Bracken attorneys are all a denied admission to the bar for lack of good moral character.

Information we have received suggests that Mann Bracken's collection accounts are down, way down. The industry as a whole is reporting a massive 10% drop in receipts for November 2008. Almost every day we receive notice of another agency closing or filing for bankruptcy. Consumers are holding on to their money like never before, especially from the likes of Mann Bracken who are finding more consumer lawyers showing up in courts to have their bogus claims challenged and defeated. We are referring you to a local VA consumer attorney with a reputation for taking on the likes of Mann Bracken. You and everyone else dealing with Mann Bracken are encouraged to fight them tooth and nail, force them to validate, tie up their collectors with calls an letters, hire a consumer lawyer on all cases including arbitration claims. The more expensive you make it for them by invoking the laws that protect consumers, the better. William Christopher Bracken, III, one of the head debt collectors uses the blood money they collect to keep up appearances from his $1 million dollar home in the Highgrove Sub Division of Atlanta. His goons lie, threaten and file these bogus claims so he and his family can live off money that they may not legally be entitled to. The American consumer holds the key to allowing these parasites the right to collect, I say make them pay the price of proving it and suffer the consequences when they can't. Mann Bracken is no different than the scammers on Wall Street who took our money, we should all hold them accountable for their actions. Let me know if you need assistance and referral to a consumer attorney capable of taking on these debt collection scammers.


December 2008     Has anyone had any dealings with TSYS debt management in GA?  My husband has been trying to get them to send him original information on a debt they have been trying to collect and after 2 months, they handed this matter over to Mann Bracken LLC.  Oddly, TSYS had settled for $1110.74 on a debt they say is nearly $3,000.00.

Now ,out of the blue, these new guys, Mann Bracken send a letter in September, demanding $2,700+. My husband still demanded he see the original contract as he was promised by TSYS. They filed suit on us Dec ...and the original petition doesn't even have a copy of the original contract. There is only a bank employee's affidavit saying she has seen the original contract and the amount is for $2,777.86. I didn't think you could file a lawsuit without proof of the original debt? Don't we have the right to face our accusers? And don't they have the duty to prove a contract exists?
Exhibit A, is nothing more than a bank employee's affidavit, with no supporting documents of any kind. Also, they are asking for attorney fees, but on the petition's front cover, the amount of atty's fees is $0. But, at any rate...we are being sued by Mann Bracken and they have almost doubled the amount that TSYS wanted in their settlement.
But, there is no original documents from either company.


November 2008     I used attorney Lisa Wright (located in Atlanta) to sue Mann Bracken for violations of the FDCPA. Attorney Wright has also helped others in Atlanta deal with Mann Bracken.  We're big fans of Lisa.  She keeps Fred Hanna awake at nights too.


November 2008     They have a $20k Lien on our house and now they want to take money from my mother checking account. All because of a credit card debit of $8k a few years ago. HELP!! I need some names of lawyers in...

 

William Christopher Bracken, III, debt collector, lawyer and his wife live in a million dollar plus home in the Highgrove area of Atlanta. It costs a lot of money to keep his house maintained so they go after every cent they can find. Can you imagine what he needs just to heat and cool a house that big? How about the landscaping, pool, plants, and general maintenance. All of that cost money and one way to pay them is by making/taking money from consumers who owe debts that he bought or collects a commission on. Cars, trips, the Atlanta social scene are all important to one of America's most prominent debt collectors so take solace in knowing that your money could be going to sustain his life style. On second thought, I think he is a parasite so I'll send you the name of a good consumer attorney.


November 2008    Mann Bracken has been calling my house a few times a week. I have no idea what this is about, waiting for paperwork to see what is up. After dealing with Pressler and Pressler I have learned a few things and Bud, I am on your site constantly so I keep learning how to fight back. I'll be in touch if Mann Bracken files an arbitration suit against me. I can hardly believe these so called firms are still in business. Unfortunately for us in NJ, if you file a complaint with the AG Anne Miligram, she ignores the problems her constituents have with bottom feeding collectors. After reading other state AG's have stepped up and filed lawsuits on their consumers behalf I can't help thinking what a disgrace she is to the state of NJ. Thanks for all the great advice, and I sense I will be in contact with you after I receive something from Mann Bracken, the worst of the worst.


October 2008     Mann Bracken placed a restraint on my checking account, causing checks to bounce and legal fee's to grow each month. They got a bogus judgment stating that I was served to appear in court. They claimed to have left the summons with a relative of mine, however that relative doesn't even exist, and the house they supposedly served was boarded up and abandoned. Also, the money they were trying to collect was from a default credit card, which was proven to be fraudulent and so I am not responsible for that debt. I have paper proof from all three credit agencies to back that up also.

I reported Mann Bracken to the BBB, giving the BBB all of my evidence that Mann Bracken is totally full of crap, and now Mann Bracken has released my checking account, has agreed to pay all of the fines and damages they caused, and they are having the court order vacated.

So I would just get all of your evidence together and call them out on their bull sh-t. It worked for me. They were talking all big and bad, giving me attitude and threatening me, but as soon as I turned it all around on them, they have been very cooperative.

However, I strongly suggest keeping on top of everything they are supposed to be taking care of. They are sneaky bastards that like to lie and cut corners. So if you are lucky enough to have beaten them, make sure you hold them to their word and keep checking up on their progress, and when they don't do what they say, keep reporting them, it always gets the ball rolling again.


October 2008     I sent a Debt Validation Letter to them when they sent me a collection claim for an expired account that has past the statute of limitation (6 years ago, last activity, I live in California)on 10.5.08. On 10.24.08 I received a FedEx notice of attempted delivery hanging on my door. From visiting and reading items on your website, and knowing I have not made any purchases that needed to be delivered, I am assuming it is from Mann-Bracken. In my letter for validation of debt to them, I told them that any and all correspondence are to be made via FIRST CLASS MAIL ONLY!

This would be a good time to remind everyone of www.arbitrationjustice.com  (Join the forum!)  It's one of the fastest growing sites on the consumer front and is the only one devoted exclusively to arbitration.


September 2008     I recently had wage and a checking account garnishment (all together 50% of my income) from Mann Bracken LLC in California without any notification of garnishments. Prior to this Mann Bracken mailed one letter claiming to have taken over Eskano and Adler a few months ago. Due to past experience with collection agency crooks I had requested in writing for written proof of debt verification and proof they had legal permission to collect my payments. I received no response.

Once I found out my account had been cleared out I contacted my bank who was not able to do anything, they claim Discover had issued the court order and I was given a phone # and court document # the bank had listed on the transaction. The phone number was for Mann Bracken (although when calling they only acknowledge “Law Office”. I requested Mann Bracken to provide a copy of the court order and garnishment notice me by e-mail since the rep. I spoke to at Mann Bracken “Steve Ball” claimed he had just “scanned “ a copy. Mr. Ball ignored me and said he could fax it. I did not give him a fax # since I was at work so I asked again to e-mail and he said he would send by mail.

I also initiated a call to Discover, they has no knowledge of the garnishment, nor did the court document # given to me by the bank appear on any public record in my county in California. The bank will be mailing me out a copy of the documentation they have.

My payment arrangement (settled through court) was with Eskano and Adler for an old Discover account that went in arrears during a divorce.


September 2008     The latest ploy that the Mann Bracken people are trying is, When the answering machine picks up, a woman says "Hello" in a very sickly, quite tone so you will think someone is in trouble. We ran a back check on the number and it is a Mann Bracken number. We have had a guy try the same ploy from the same number. Be real careful when you hear a sickly "Hello" from either a man or woman. That is all they say, then they wait like a spider in a web Keep up the good work in informing people of their rights Bud.  Please hold on the line for a very important answer.  You call is important to me and I intend to answer very soon.  Please continue to hold.


August 2008    I was first contacted by Mann-Bracken in July of 2007 for a debt with Chase Bank USA. (I lost my job and went 10 months unemployed.)

Upon receipt of the very first letter, I sent a certified Dispute-Validation letter (that they signed for). To date, I have yet to take any of their phone calls and they have left tons of messages to the tune of up to 3 and 4 a day, 7 days a week, over the past year. They NEVER responded to my Dispute-Validation letter.

Two times over the past year I have seen the tell-tale Federal Express door hanger on my front door, telling me that they have made two attempts (9 months apart) to deliver something to my door - and both times I was not home. I never went to claim the items...assuming it was a notice of arbitration from Mann Bracken.

Finally, last month, July -2008, a year after my Dispute-Validation request, I received a letter with "National Arbitration Forum" at the top. It says:

"The Claimant requested this matter be Dismissed. Pursuanat to Rule 40 of the Code of Procedure, the Forum has granted the Dismissal, and the above matter is Dismised without Prejudice. This case is now closed with the National Arbitration Forum. All future inquiries regarding this case should be directed to the opposing party."

The phone calls have stopped.


August 2008    Here is the latest on my saga with the junk debt collectors Mann-Bracken. I have filed a complaint twice against them with the FTC and the BBB (I also filed the same complaints about the NAF). In my complaint to the BBB, I let them know that they ignored my cease and desist letter, had not done anything to validate a debt I knew was not mine (on my credit report the SSN and one of the addresses is not mine. Mann-Bracken responded to my complaint with the BBB, they are not members (ain't that a surprise) by saying they had never received a cease and desist, which I knew was a blatant lie because I have the 2 little green cards that they signed both times. They agreed to stop calling me (they haven't been calling, I don't have a phone, I sent the cease and desist without validation because my first contact with them was notice to file arbitration. I sent them a 2nd C&D because they still have not validated anything and I filed complaints against the NAF because I refused arbitration and they ignored that too. Now they say they will stop calling me (Huh?). How can they validate a debt they got from National Action Financial Service, who got the debt from Valentine and Kebartas, who got the debt from Chase? Any of you who work at or have worked at Mann-Bracken, go to the library, use a computer there and let us know what is going on in that He_ _ hole that calls itself legit. Charlotte office still not opened


August 2008    We have been getting calls from Mann Bracken. I have not talked to them but they call 1 or 2 times an hour, all day long. For those who feel this is harassment much as I do the information below was located on one of their slimy bottom feeder owners.

Member Detail   M. Douglas Mann     Mann Bracken LLC
One Paces West      2727 Paces Ferry Road, Suite 1400
Atlanta, GA 30339      Phone: 678-801-2352
Fax: 678-801-2355     Email: dmann@mannbracken.com
Admit Date: 1970/10-30   Law School: Washington & Lee Univ


August 2008    Re: your ad on the front page asking for Mann Bracken employees to come forward - can't speak for former employees, but the current ones have been put on notice in very clear terms.  If we are even caught (those of us with internet) on the Hibbs site, our ass is grass.  I clear my temp files and browser, so no worries, but I'm not spilling the beans anytime soon... at least not from work...


change them from 3rd party junk debt buyers to 4th party. Chase account I am disputing was 1st disputed when Valentine and Kabartas got it from Chase, I sent them a cease and desist without validation, they sold it to National Action Financial Services, also told them debt was not mine and sent them a C&D until validation, guess who acquired it from N A F S. Employees and attorneys at Mann-Bracken must be some poor pitiful desperate people. Should we feel sorry for them. NO D--- Way. Now this information is going to the Ga state Bar and the Ga attorney general. They were assigned the account by Chase??????


August 2008    Since I posted a comment on both National Action Financial services and Mann-Bracken being in bed together with the NAF on the NAFS comment page, I feel I must give MB equal (and very possible good news)attention. When I complained to the BBB about Mann-Bracken it seems as though the Charlotte office is out of business. Also if you go to the Mann-Bracken official webpage, if you click on the link for team members, the page is down. Could it be the letter I sent to the Ga State Bar about all of the federal lawsuits and the class action lawsuits against them and why in H--- are they still being allowed to operate and violate Federal laws time after time and just smacked on the nose like a bad puppy, or maybe the complaint I filed with the FTC and the Ga attorney General. Who knows and who really cares. I did tell the attorney general if he wanted to find them he could go to the woods, find a rattlesnake and look under it.


August 2008    After months of harassing phone calls with the "Law Offices of Mann Bracken". We have some great news! I have an investigative reporter with Lou Dobbs (CNN) looking into this matter, I have an agent with the U.S. Homeland Security looking into the possibilities that Mann Bracken maybe be involved in "domestic terrorism" and "wire fraud", also since my brother works for the FBI I have those fine people looking hard into Mann Bracken. I have already turned over the call log I made, all correspondences and assorted information. When I hear from these people I will report to you what they said and what they are going to do. It should be very interesting.

The last time they called I informed that the conversation was being recorded and that I have sent letters to the following agencies U.S. Homeland Security, FBI, and CNN. I am going to turn the heat way up on these ---holes believe me! Just thought that I would share that with you.


August 2008  Mann-Bracken are the lowest of the low. They sent a letter saying they had acquired an account from Chase. First let me state that the account was not mine. They claimed they were acting on behalf of Chase. Nope, and this will prove beyond any reasonable doubt, that they are 3rd party junk debt collectors. I had a copy from National Action Financial Services, where they tried to collect on the same account, I disputed it and guess who bought it? Low life bottom feeders at Mann-Bracken. I have sent a copy of the letter from NAFS to Mann-Bracken letting them know what kind of lying scum they are. I have also sent copies of all correspondence from Mann-Bracken, copies of both Cease and Desist letters, I had to send 2 they ignored the 1st one to every agency I could think of. I also filed a complaint with the FTC and the BBB ( they are not a member of the BBB because of 100 complaints in 36 months, they have an unsatisfactory rating) They have also had 27 lawsuits filed against them since Jan. 18, 2008. And I will be number 19. Everyone who gets a letter from them, they send their mail in an envelope that looks like junk mail so many people just throw it away without reading it. REPORT THEM!!!!! Report them to everyone from the state bar in Ga and your state, the American bar, attorney generals, American collectors assoc, the BBB and the FTC. File a complaint and keep all of your records. In my case they violated many many of the FDCPA laws. I'm going for 25,0000


August 2008  We are an employer with an employee who is involved in a debt collection attempt by Mann Bracken. Our experience with them has been just as bad as those whom they are harassing for a debt owed. We were sent a Writ of Garnishment for our employee along with a First answer to Writ of Garnishment in late February. There was no cover letter, no other explanation, just the two documents. We responded to the Writ and advised Mann Bracken that the employee had no wages due as there had been no work available. The documents we received indicated we were to withhold 25% of the employees wages for 60 days and that we would receive another notice at that time. No where in this paperwork were we given any information on where to send any withheld funds. In early July we began receiving nasty phone calls from Mann Bracken asking us why we didn't respond to the the documents they sent us in April. We advised them that we did not receive anything from them other than the original documents in late February. Mann Bracken states they sent documents in April by certified mail, however, even though we have asked them several times to provide us with a copy of the certified mail receipt that we would have signed, they have not done so. Each time we have spoken with someone from Mann Bracken they have berated, belittled and harassed us. Late last week we received a 2nd Answer to writ from them. Again, no information on where to send the withheld funds. I called them today to ask when I would receive proof of the supposed notice sent in April and just where in any of these documents did it indicate where I should send the withheld funds. I was told by a very rude receptionist and an even more rude and unprofessional attorney named Donna that every other employer in the state of Washington would know where to send the withheld funds and that I should "study up" on these processes as it was my responsibility to know these things.


July 2008  Mann-Bracken has a rep by the name of Olivia Rodgers who has been threatening my mother. She asked my mother how much she could pay and when she was given the figure, she started screaming at her that it was UNACCEPTABLE over and over again. She then began asking my mom all kinds of personal questions about her credit to debt ratio, where she works and how much she makes an hour.

Unfortunately, my mom didn't know any better and told her all of this information because she threatened to sue her if she did not tell. She then stated to my mom that she needed to get a better job and asked her how she paid her car note each month. My mom stated that I helped her out, then little Miss Olivia demanded that my mom give her my number or get me on the phone immediately because I had better pay that bill.

Luckily for little Miss Olivia, my mom drew the line there, because she knew that I have a terrible temper when it comes to debt collectors. I also keep a NACA attorney handy, which I will be calling. Olivia told my mom that if she did not pay the amount that she told her to pay, they where going to place a lien on her home and take her car.


June 2008   I received a summons from Mann Bracken on behalf of JC Penney. JC Penney sold this account to a debt collector (not Mann Bracken) in November of 07. I sent the debt collector a drop dead letter and did not hear anything else concerning the JC Penney account until June 16 when I got a summons from a deputy. The summons claims that JC Penney may sue me if I don't pay the debt I owe within 10 days of receipt of the summons. Can Mann Bracken do this even though JC Penney sold the debt to another debt collection agency 7 months ago?


June 2008  I get calls all day long from Mann Bracken, LLC. I get them on my cell and on my work phone. I have yet to answer a single one of them. They change up the numbers, but the one most used is 678-801-2399. All the "left" messages are intimidating like the world is coming to an end if I don't return their call. I don't have a clue who they are trying to collect for, but I'm guessing Chase.


June 2008  Received numerous phone calls from them. As I only have the cell phone I have not spoken to them. I don't waste my minutes on numbers I don't know. Looked the number up online and that's how I found out who they were.

Long story short... husband ran into major medical problems and a job loss. I had to let one of my two credit cards go (Chase). When I saw the writing on the wall, I tried at least three times to speak to Chase about my account before it went past due, etc... NO ONE would discuss my account. I was even turned away from the hardship dept. because at that time my acct was not past due. Was late making one payment online and my interest rate jumped from 6% to 29.99%!

I was served via Fed Ex with an arbitration notice. This was the first written notice of any kind from Mann Bracken. My credit limit was $7k and I had an outstanding balance of $6,400.00. Now these jokers are wanting almost $9k! I have had an atty send them a certified letter requesting that they validate the debt. Within a week the atty received a response stating they had previously sent me a letter and they did not have to validate. If they sent a letter I never received it. Anyway, as a courtesy to my atty they will validate the debt. We will see what happens. Atty advises in SC that in order to get a judgment/lien they have to go through the court process, they cannot just send an arbitration award notice for filing.


May 2008   There is no longer a Wolpoff & Abramson, henceforth all combinations will be known as Mann Bracken.
These guys are real morons, layering up just like usual. Hank their brilliant CEO is giving everyone the title "Vice President" - especially the genius Bruce Bredickas out of PA and or NY. Bruce Bredickas has a problem with female co-workers he would verbally abuse them and when they would cry he would tell them to stop crying or go home without pay, he did a lot of different mean things to the females of this firm. "Vice Presidents" all around, they wish they were VP's. What a joke. If this guy is rewarded with a fake title to make him feel important or to prove his college education was really worth it, the rest must be major idiots too. Get a life and try working for a respected company that offers their employees real incentives and treats them like real human beings, wait these "VP's" couldn't get a job with one of those....haha.

Mann-Bracken, LLC, 1 Paces West, Suite 1400, 2727 Paces Ferry Road, Atlanta, GA 30339 Voice 678-801-2352 Fax 678-801-2355 http://www.mannbracken.com/ check out the site, no "team" information or "Career" opportunities, don't consider working with these extortionist pigs as a "Career", it's not. Run as far from them as possible is the best advice you'll ever receive.

Any government agency worth it's weight should regulate and investigate Mann Bracken, Axiant and Wolpoff, et al.. and subpoena all current & past employees to find the real truth about this truly objectionable organization. The findings would be eye-opening for certain.


 June 2008   Mann bracken sent me a summons in early April which I responded to. Suit is filed on behalf of Capital one, they claim. I requested a validation via certified mail. Responded with an answer via the court. This was 4/7/08. Went to the court with an answer 4/28/08. They've since sent me a discovery request demanding interrogatories, admission and request for production of documents. No where has it stated a validation of said loan, no signed contract or signature.

I've requested validation numerous times , but they have ignored my requests. They have continued to call my house 7 days a week. They sent letters acknowledging my answer, but no validation. Only wish to settle or make pay arrangements on behalf of Capital One. What kind of lawyers are these? I have mentioned my rights FDCPA section 809 15USC 1692g (b).


2007   As Bud stated, MB ran my case through the NAF without sending me a notice. Then they got a circuit court judge to verify the NAF decision without sending me a summons or a notice of the hearing. Fortunately, I kept detailed records and recorded phone conversations. I then filed a Motion to Vacate. After showing all of my evidence that MB violated the FDCPA, the judge ruled in my favor and vacated the judgment (btw, the judge was ticked off that MB never summoned or notified me. I believe that was the "icing on the cake"). I'm now in the process of suing MB. Wish me luck and thank you, Bud.


2007   I talked to a representative at MB named Curtis Jackson and I told him that I would be able to make payments starting in November of 2007. and he was very harsh in his talk to me. He told me I owed that the money and that I would HAVE to pay regardless of my situation. I ended the call and I would say about 40 days later I received a summons via a sheriff knocking on my door at 8am on a Saturday. at this point I am not sure if I should make a payment directly to Chase Bank versus making payments to MB. From the other post on the board I am assuming that MB wont except anything less than the full payment (which I don't have). And they call the house at least 10 - 15 times a day with several different representatives leaving messages.


2007   We was contacted by M B about a debt for a credit card, with a fed ex letter about arbitration. We contacted them immediately and after finally getting through after repeated attempts to talk to a person who identified them selves as a Mr. Kennedy arrangements were made and we was told we would be receiving a reg. mail parcel with the arrangement and they had to be signed and sent back. We have yet to receive this from them but my husband did receive another call at work again from their agency by a Mrs. Leatherwood. She now will take 2 payments to settle the debt which will equal half of what the original debt is. He would not give her any bank info and will western union the 2 payments. We will make sure the next payment after today will have the payment in full to settle account on it so if its accepted they will no longer be sending us anything. We had also send a request for the documents for this debt and asked to see the arbitration clause this was sent by certified registered mail which they have never responded to either. They told my husband they have gotten a judgment against him which I told him how could they do this without a court date. What a bunch of liars they are but after they cash this second payment if we attach that to the western union will they be able to say that was not they final payment legally?


2007   These guys contacted me on a Saturday with a phone call, out of the blue. About 4-5 days later fot my dunning letter. They called once a day, every day. I just DV'ed them and got back the signature slip from the post office. Their dunning letter said they'd arbitrate if we can't reach an agreement, then if they win in arbitration, they'll get a judgment. We'll see what happens. I'm guessing they'll try to arbitrate. I wonder though if they'll send back validation on the debt from the DV request. I also requested that they send me proof that I agreed to arbitration. Saw an atty this past week, he confirmed what everyone else is saying about these guys and its not pleasant. They aren't to be trusted.


2007   I recently fought an arbitration against Mann-bracken against my father, They eventually filed for a permanent stay. But the only way to put these bozos out of business for good is a unified effort by us all. If every one who has written on this web site did what I did every day for just one month, maybe they would be shut down for good. Letters to: Gov. Perdue of Ga, senators Chambliss and Isackson. Your own Gov, and state senators. the Attorney General for the state of GA. Your own AG. The FTC. GA dpt. of consumer affairs, your own states dept. of cons. affairs. Everybody and their brother and sister are now asking for your vote, and your money. Think of the taxes you pay, sales, county, state, federal. All of the above agencies are being paid with your cash, it's time to make them earn it! All of the above have web sites, it would be good to also send a letter usps. I know a letter everyday to all of these people is tough, but look what Mann-Bracken is doing. Read the letters on this site. Together we CAN bring them down!


2007   Mann Bracken filed suit against me last November on a debt that was in dispute with Sears. Mann Bracken asked for information and a response from me regarding this debt. I responded twice to the Court and Bracken by certified mail and fax. I have the receipts from the US Post Office that they received the items. Both the Court and the law firm. In March I’m notified that a judgment was awarded to Mann Bracken for the debt. I called the Judge and asked how this could happen without my knowledge and he responded with “get an attorney”. I followed the letter of the law to meet the terms of the Court and filed a certified mail dispute and a request for information as I am afforded by law. Mann Bracken ignored all request for information and fast tracked this to a judgment. I asked the Judge to set aside the Judgment based on the facts and certified responses to his court and the plaintiff and again he said get an attorney. Mann Bracken has threatened me on several occasions, refused to negotiate the debt and is in clear violation of THE FAIR DEBT COLLECTION PRACTICES ACT by not sending the documents I requested, by insinuating they will have me arrested for contempt of a court order when none existed. To my knowledge there are law suits pending against this firm for just this reason, any help would be appreciated.


2007   My 72 year old mother who has Alzheimer has been served papers a notice of Rights to have Exemptions. This company is trying to collect on Sears account from 1996.I have my mother power of attorney and have received no bills about this account. Last year they filed judgment against her and when I call to settle the account for 3,000.00 they refused. My mother has nothing in her name but little piece of land but my name is on the deed.


2007   Wrote these guys a request for validation in March 2007 haven't heard anything from them since. If they take me to arbitration, wouldn't that be where I live?? Or can they do that in Ga? Regardless, I should get something in the mail about date and time...right? Been checking the court web page, there is nothing with my name showing up. How would I know if they are doing anything?? Have all my receipts and paperwork ready to go.


2007   NAF and Mann Bracken victory I believe was due to putting pressure on Mann Bracken and holding them accountable for their behavior.  I turned them in to the FTC and State attorney general for violating a cease communication letter and had the proof to catch them in a lie. Mann Bracken had started the arbitration process and dropped the ball midstream due to the investigation of the FTC and attorney general. The whole process was a little more involved than this and is only my theory but it worked. My advice: 1.keep track &record everything. 2. Keep proof of mail receipts. 3.When they step above the law hold them accountable and report them to agencies whose job is to protect the consumer.


2007   I won an NAF arbitration decision today against Mann Bracken {Chase acct} Dismissed with Prejudice. My question is can Mann Bracken assign this account to an instate attorney in an another attempt to try to collect this disputed debt.  Keep your paperwork.  They shouldn't, but you never know.  Tell us what your tact to victory was...


2007   Would someone share the outcome of their experience with Mann Bracken? I have been threatened with arbitration but haven't received a summons yet.  Arbitration is sneaky.  They could have a judgment against you before you realize you are in the game.  Be careful and don't ignore anything in writing.


2007    MB got an Arbitration Award from their co-conspirators of crime the NAF, Minn, Mn and are now are trying to get a confirmation of the award in Georgia Superior Court. We have filed our response against them and have moved for summary judgment in our favor and for this fraudulent, frivolous suit and for all court cost and any other costs to be billed to them the "plaintiffs". The usual things in question to the court; no proof of contract, agreement to arbitrate, validation of alleged debt due and owing by competent fact witness, do they (Mann Bracken) have validation and documentation that they indeed, have legal power of authority to represent Chase Manhattan Bank, USA, N.A. as successor in interest to Bank One Delaware, N.A.; does Chase Manhattan etc have have standing to sue in any Georgia Court, so on and etc. No documentation of any kind of validation has ever been presented in court as evidence. Of course the NAF stated falsely that they saw no conflict of interest as 'there was an agreement of both parties to arbitrate' which is and was a bald faced lie! Anyway, this Wednesday, May 16th, we go back to the court clerk an order which has been prepared to be submitted to the court for ratification for the motion for summary judgment in our favor to be signed by the judge, unless prior to that time plaintiff presents a competent fact witness to rebut the 9 articles presented in our response brief, swearing under penalty of perjury, and with all supporting documents the rebutted articles with evidence which would be admissible at trial, and sets the matter for hearing. I have received two letters from MB this week, one stating they would like to talk to us about this and "friendly" threatening tones how our property will have liens put on it, our wages will be garnished, etc. The other letter an "acknowledgement" that we responded to their "summons" from court to respond. We responded 11 business days ago! and had sent them the required info by certified mail of course which they had received within two days, I got the 'return receipt). i'm not sure what will happen next but, from this moment on, we have desidered the time to start fighting back after ten months and go on the offensive and sue them, perhaps on racketeering charges, and though we may have to now hire a consumer advocate lawyer, I'm sure when their is money involved they will feel it is worth their while. The way I understand some of how this works; you sue them, Mann Bracken, LLC and whoever else for three tomes the amount of money they were trying to extort from you and added to that all court expenses, attorneys fees and also pain and suffering. If money is the only thing they understand, then money we will counter-sue them for. Nuf said!


2007   Mann Bracken, is a word of fear for us. We ran into some problems and got behind in our payments. Mann Bracken started calling and insisting that we start making payments. We finally borrowed enough money to pay off our past due accounts. We had no problems with the other collection agencies. We finally reached an agreement with Mann Bracken and I purchased cashier's checks and mailed to them. I would not wire them the money because I did not trust them and I wanted copies of the checks to keep. After I mailed the checks, we still received calls saying that we needed to pay the account. I kept telling them I had paid them but it did not good. We even received notice saying that the accounts were being sent to arbitration. Mann Bracken finally called and insisted that I wire them the money because the checks were no good. I spent over a week trying to find out what had happened. I finally discovered they had not endorsed the check correctly and then later shredded the checks. I finally went to the bank and had the first checks cancelled and new checks made out. I put sticky notes on the checks and asked that they be endorsed correctly. Today we received a call saying that the checks (cashier's checks) could not be cashed and that they would only accept a wired payment. We also received a notice today saying that our accounts were in arbitration and a decision would be made. We are unsure as to what to do at this time. We are trying to find an attorney.


2007   You should contact an attorney immediately. These guys do not follow the law and forced me into arbitration even when I sent them a cease letter and was never served with the arbitration notice; the arbitration company notified me. I did get an attorney via the National Association of Consumer Advocates (Kathryn Hall) because the arbitration rules are very confusing and if you do not responded correctly, you could waive certain rights without knowing it.  (And now, a ten second editorial:  There are options available to fight arbitration.  Once the public discovers some of these, Mann-Bracken will fall under the weight of battling in an arena they should not have entered.)


2007   A person who identified himself to my wife as Tom, an attorney, called to discuss my past due Chase Credit Card account. My wife told said I was not available, and she would pass his number. He made threats to my wife, by telling her that they would put a lean on our house, and freeze any liquid assets we had to settle the debt. My wife informed Tom that she was not on the account and probably did not have permission to talk to him about it. I tried to return the call to Tom, but the number he gave my wife was not in service.
On Tuesday, Ms. Tucker called me at work. The first thing I told her was not to call me at work anymore. After that we conversed about settling the Chase debt. She wanted me to pay $500 before 23 May, to prevent my account from going to arbitration. I told her I am unable to come up with that type of money that quick, but I could give her $100 check by phone on Wednesday. I ended the conversation with I would call her on Wednesday with my checkbook in hand to pay $100, and she agreed.

On Wednesday, I called to pay the $100. She laughed at me, she said that amount was not enough. She then started asking me all sorts of personal financial information, like how much was my mortgage payment and how much I made a month, etc. I got nervous at this point an questioned why she needed this information? She stated that she needed to know in order to provide justification to Chase for the lower payment of $100. She kept trying to tell me how much excess income I have. I asked if she was going to accept my $100, and she put me on hold. The phone was then picked up by a Mr Cedric Anthony. He stated that they would now need 20% of the debt as a down payment, to keep the debt from going to arbitration, $995 is the amount now. What happened to the $500? He also stated that an offer of $3981 will be made to settle the debt (the original amount is $4799). He would not take my payment of $100 over the phone, but he said that I could send it in. This is when I finally found out who these people worked for because I informed him that I would like a letter sent to my home address stating their position and what the debt was for. I am planning on seeking help from CCCS because I am up to my ears in unsecured debt, but they did not like to hear that and told me that there was not enough time to take the matter up with CCCS. Good luck with that.  You know from your research on this site we're not big fans of debt settlement firms.


2007   James Branton of Mann Bracken recently obtained an arbitration award against me for a Chase account WITHOUT serving me with the arbitration claim. In addition, thought I've asked for validation of the debt, none was provided before the scam arbitration. The fact that service was never obtained and validation of the debt was never provided speaks volumes about the amount of time the arbitrators are using to validate these claims before issuing orders. In this case, the offending arbitrator is MICHAEL LYONS of the National Arbitration Forum. When I made the arbitration forum aware of its error (i.e., no due process), it told me the award was final unless I paid $250 for them to re-open the issue. The laws in my state are severe and make it next to impossible to have an arbitration award overturned. This is outrageous. Both Mr. Lyons and Mr. Branton are giving lawyers a bad name in practicing law in such an unethical manner.


2007   Recently sued Mann Bracken in court and they are now offering to settle. They are offering to drop their Arbitration claim, pay all my attorney fees and costs, pay off my original debt, and pay me a fair amount of money.. Don't let them scare and intimidate you.


2007   Here's the story. 1). Mann Bracken LLC was to withdraw the final payment from my checking account to settle a debt. The amount should have been approximately $130.  2). They withdrew $125, which left my account with a balance of $50.19.  3). In less than 60sec. according to my financial institution, they withdrew another $125. This caused my checking account to be overdrawn by $74.91. a). My financial institution paid the $125 withdrawal, and
assessed me a $20 overdraft fee. I'm now $94.91 in hole. 4). This occurred on 2/2/07. I contacted them on 2/5/07
an made them aware of the situation. The stated that I needed to send them a copy of my checking statement to
verify the overdraft. I faxed them the info on 2/06/07. 5). On 2/7/07 I talked with a Mann Bracken agent who stated
they would review the bank statement, and I should contact them on 2/8/07, which is what I did. 6). On 2/8/07 I was told that indeed the situation was of their doing and the funds would be placed back into my account by 2/12/07 2P.M EST, the funds aren't in my account as of 2/15/07.

Whenever I've contacted them, all I get is passed on, and told they'll get back in touch in a little while. I guess "a little while" hasn't occurred yet. The worst part is, being short the $145 is keeping me from paying other bills.

Most crooks aren't willing to give you money back when they mistakenly take too much.  Good luck.  Maybe in the future, you shouldn't give a debt collector your personal banking information.


2007   Not long after receiving a phone call from this place calling themselves Mann Bracken, I got their letter in the mail regarding a debt they said I owed with Chase Bank for $1049.42. Despite the usual wording regarding in a debt collection letter like having 30 days to dispute the claim they also had wording that apparently made it sound like a threat. The wording was as follows:

"The original contract you entered into with Chase Bank USA, NA or with the predecessor or assigner of Chase Bank USA, NA provides for resolution of claims or disputes by binding arbitration. If we are unable to reach satisfactory arrangements, the filing of an arbitration claim will be evaluated. If an arbitration award in of favor of Chase Bank USA, N.A. is granted we intend on pursuing legal remedies available pursuant to the award. This firm practices law in DC, GA, MD, NC, SC, TN, TX, VA, and WV. Accounts in other jurisdictions may be forwarded to an attorney licensed in that jurisdiction should a local attorney become necessary. This does not affect your rights set forth in this letter or any other rights you make have."

It almost seems like that even if you dispute the claim and ask for validation of the debt, they act like you have no chance of beating them in the matter and that you should just pay up. I've been reading posts by others that have said these guys often make threats and act like they'll win either in arbitration or if they take you to court. What do they consider satisfactory arrangements? Nonetheless, it's pretty scary the wording they are using. I've also read they will call you like 25 times per day and bully you into paying with threats of a lawsuit and getting an automatic default judgment against you even though the person lives in a different state where they don't have a practice. I hope people will fight these crooks since their tactics seem very shady.

It's a good thing I found this web site or I wouldn't have discovered just how many people they have sent the same type of letter to or the kind of tactics they would use.


2007   You should contact an attorney in your area. Save all correspondence and voice mail messages you receive from these scum bags. Record all phone calls you have with them if it is legal. Take it all to the attorney and you may be able to pursue a claim against Mann Bracken. Usually these scum bags back down when the consumers are represented by an attorney.


2007   Well they finally caught up to me. After leaving 64 messages in 6 weeks time I received a Fedex letter from Mann Bracken letting me know that they have filed an arbitration claim against me. Now I have been with a debt settlement company for all most a year now and MBNA and Mann bracken knew but ignored it. called me all the time even after being told that my debt settlement company had power of attorney to negotiate for me. Now I just received word that another card ie Chase has contacted Mann Bracken.  What good was the debt settlement company?


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