Quick Analysis                         Consumer Comments Below

Founder & owner of Con-America Debt Collector & lawyer Phillip Scott Lowery deserves ALL of the credit for the misery inflicted by his CON-AMERICA organization.

His network of law offices (franchises?) collect on defaulted consumer debts purchased for fractions of a cent, is infected with goon-style collection tactics that defy state and federal laws. His commission-driven collectors will lie, threaten, intimidate and exploit you to line their pockets with your money. They consistently fail to respond to FDCPA & FCRA disputes, place bogus and inaccurate information with the credit bureaus, then lie about it.

If you are having a problem with his collectors, let him know about it.   Contact:   slowery@collectamerica.com
Phillip Scott Lowery (P)
Arthur Todd Lowery
Erma J. Lowery (S)
Brian L. Johnson (T)

NO ONE SHOULD EVER BELIEVE ANYTHING REPORTED BY CACV-COLLECT AMERICA. Collect America is why we have laws like the FDCPA to regulate collection agencies, they are the garbage can of debt collectors! NEVER give them any information on your bank/credit accounts, or post-dated checks...YOU WILL REGRET IT!! This operation is a sham!!

CAUTION: I recommend you NEVER disclose your bank account or credit card information to a debt collector, as you risk them emptying your account, or maxing out your credit card. If you feel they are reporting on your credit bureau files in error or need assistance in dealing with them, email  the details w/your location.  Assistance and referral to a consumer legal specialist may be available.   Email for Assistance 

  Comments from consumer emails.  Messages edited for brevity.

  Consumers said... P. Scott Lowrey