Quick Analysis                         Consumer Comments Below

For a small agency this debt collector generates a LOT of complaints.  They run the gambit of FDCPA violations that include:

Making calls to the place of employment AFTER being told not to.
Threatening legal actions they cannot or do not take.
Making the accounts know to third parties.
Threatening wage garnishment.
Using foul and obscene language.
Unauthorized practice of law.
Total lack of training in FDCPA.
Suffering from severe stupidity, ignorance and a total lack of professionalism.

This place sounds like the training grounds for illegal debt collectors.

Owner Marsha J. Carbo is making buckets of money by allowing this illegal collection activity that violates federal laws and consumer rights.
 

CAUTION: I recommend you NEVER disclose your bank account or credit card information to a debt collector, as you risk them emptying your account, or maxing out your credit card. If you feel they are reporting on your credit bureau files in error or need assistance in dealing with them, email  the details w/your location.  Assistance and referral to a consumer legal specialist may be available.   Email for Assistance 

  Comments from consumer emails.  Messages edited for brevity.

  Consumers said... LDG Financial Services