Quick Analysis                         Consumer Comments Below

This is a bottom-feeder who purchases old, mostly worthless debt for pennies on the dollar, then marks them up and attempts to collect. They are the typical bottom-feeder who manufactures bogus documentation to supplement their portfolios and credit bureau reporting.

Joseph M. Carroll has been a collector of debts since 1985, Carroll can be reached at (440) 354-6978 Ext. 111 or via email at: jcarroll@hkinc.com.

The debts they purchase come from a variety of sources, some fresh, many old, stale and worth very little. They resell a lot, meaning they are likely old, out of statute, possibly discharged by bankruptcy and probably severely lacking in valid legal documentation to validate their authenticity. This means that court cases and credit bureau reporting should be vigorously challenged validity. As with most bottom-feeders, Hudson & Keyse hires lawyers to file suits, experience has shown the majority of these type lawyers are lazy and lacking in FDCPA experience. Consumers should always respond with demands for all documentation that validates their claims.

Any court cases containing pleadings and documents, such as affidavits, supplied in-house by Hudson & Keyse should be challenged. Most bottom-feeders manufacture these type documents and the pleadings are usually hearsay, meaning made up to lie about their authenticity. These money grabbers feed off unsophisticated consumers who may not understand their rights and hope you won’t show up for court filings, so they can obtain a default judgment.

Consumers contacted by Hudson & Keyse are urged to dispute the validity of all accounts. Send them a certified letter demanding all documentation that validates their claims. Validation should include a cardholder’s agreement containing your signature. Any affidavits or pleadings provided by Hudson & Keyse should be challenged. Many consumer law attorneys are demanding the signors of these bogus documents filed by bottom feeders like Hudson & Keyse be required to take a deposition so they can testify to the truthfulness of heir statements, this results in many cases being dismissed, as they do NOT want to commit perjury.

Don’t fall victim to the scam of a bottom feeder such as Hudson & Keyse, they can be defeated with the proper assistance.

CAUTION: I recommend you NEVER disclose your bank account or credit card information to a debt collector, as you risk them emptying your account, or maxing out your credit card. If you feel they are reporting on your credit bureau files in error or need assistance in dealing with them, email  the details w/your location.  Assistance and referral to a consumer legal specialist may be available.           Email for Assistance 

  Comments from consumer emails.  Messages edited for brevity.

  Consumers said... Hudson & Keyse