Houston Funding Corporation

2620 Fountainview, #305

Houston, TX 77057

Phone: 800-782-0388

or 713-783-0388

Fax: 713-978-5037

 Head Debt Collectors:

Harry E. Cagle

rcagle1@houston.rr.com

Quick Analysis                         Consumer Comments Below

Harry & Robert Cagle have come a long way with their bottom feeder debt collection business. Their fortunes have changed since the lean days prior to collections.
 
Here is an organization to be proud of. Our first encounter with a Houston Funding debt collector was on an account they admitted to being more than eight years old, yet two different collectors stated a lawsuit would be filed if not paid immediately.
 
We (mistakenly) assumed when we learned they belonged to the American Collectors Association (ACA) that their collectors had some training in the FDCPA.  Apparently not! Bob and Harry must be paying wages in accordance with the prices paid for the worthless portfolios they are collecting on…next to nothing! Perhaps that means they can’t afford the ACA training courses either.
 
To make a bad situation  worse, they have enlisted notorious Chicago debt collector; Merchants Credit Guide to collect on these old accounts. Anyone in this industry knows that under BAD REPUTATIONS, SLEAZY, LIARS AND CON MEN in the dictionary is a description of Merchants Credit Guide.
 
Problems:

A) They are buying debts out of statutes.
B) Their collectors are untrained.
C) They, as a sleazy bottom feeder, are using a slimy group of debt collectors with a horrid reputation.
 
Consumers being contacted by Houston Funding or their sleazy agents from Merchants Credit Guide are warned to stay far away from their lies and threats. Monitor your credit reports for unauthorized access or posting of accounts, be sure the dates of last activity are not being changed.
 

CAUTION: I recommend you NEVER disclose your bank account or credit card information to a debt collector, as you risk them emptying your account, or maxing out your credit card. If you feel they are reporting on your credit bureau files in error or need assistance in dealing with them, email  the details w/your location.  Assistance and referral to a consumer legal specialist may be available.           Email for Assistance 

  Comments from consumer emails.  Messages edited for brevity.

  Consumers said... Houston Funding