December 2008 These people are so rude I was talking with them after they called on a CC from almost 9 years ago. I was certain that I had settled on it quite some time ago. They were very rude and just kept saying that they was taking me to court. I never refused to deal with them I just wanted more information because they had caught me so off guard. They ended up telling me how immature that I was and that I needed to grow up and take care of my debts. To refinance my house to pay them or to get another loan. I asked them how it would make any sense to get a second loan or to Refi my house over a less than $600 debt. He said he didn't care they would get their money and then started in on how Obama becoming president I informed him that he was very rude and until they gave me more information to not talk to me like that. I neither admitted or denied the debt only that I wanted more information which they apparently could not display. I then received a call the next day at my work in regards to the same matter. I informed the caller I had tried to discuss this with them last night but was only responded to with much rudeness. I asked her for a debt validation and she stated that they would sue me and take me to court. I do not understand this all I want to know is where this debt is from the full amount and why now are they contacting me over a debt from now 9 years ago. The first caller stated they received the Account on December 8, 2008 but yet supposedly had sent several letters to which I have not received. I am in fear that they are not a legit company and that I will be scammed. I cannot afford that I am a divorced single mom of a young child that takes most of my income. Please beware of any company that attempts to contact you over past accounts.
June 2008 Encore Receivable Management in Olathe, KS has had 145 complaints against them in the past 36 months. Their information can be found and printed off of the BBB website. The most important thing for people to do is to know your rights. Knowledge gives you confidence and power over those who try to bully you.
June 2008 This company told me they checked my credit report and said I have 10,000.00 of credit on a card I don't owe any balance on and said for me to go borrow the money from that card to pay them. I owe they say $2700.00 and said they would take $1388.00 I told them I had $700.00 I could give them to settle the account because most of this was late fees and interest charges. They said they would take this father if I don't get the money from another card. I told them you cannot borrow your self out of debt. What should I do in this case. I didn't like them checking my credit report. Is this legal? Sounds like a question for www.myfaircredit.com
2007 I am a former collector for this company. Do not give them any more information than you need to they will call your family and friends to reach you. I would also not do any postdated checks with them. If you have a problem with the amount of the check good luck getting it stopped even if you give them plenty of notice. I was told on more than once not pull a check even when i informed my manager that the funds will not be there. Just watch your step with these guys
2007 This company has no regard for FDCPA they called me on a new cell number asking for an unknown party I advised them they had the wrong number they called back 8 more times over the course of a week .The last time they called that was it the Black lady on the phone told me to watch my back and my family because she would come and take care of me to make a long story short Wayne Rowe with encore cut me and my fiancée a check for 3,000.00 dollars due to his companies FDCPA violations