Thomas K. Bamford, Lawyer, Debt Collector   

Timothy L. Elder, Lawyer, Debt Collector

Quick Analysis                         Consumer Comments Below

Elder & Bamford are the Dallas, TX franchisee’ for Collect America aka/ CACV & CACH.
 
They have filed some cases for their bottom-feeder Con America on Chase accounts that were purchased by Phillip Scott Lowery, Attorney & debt collector out of Denver.
 
The court filings I’ve seen are VERY poor in appearance and demand the attention of REAL attorneys. They lack any credible information except for a computer screen print-out and a xerographic copy of a Chase credit card agreement. Of course they NOT included any credible documents and/or Chase cardholder agreements containing the signatures of the defendants. This is typical of the lies and sleazy court-filings perpetrated by the Con America network.
 
Lucky for Texas consumers that there are REAL lawyers available who can provide you with competent representation to deal with these bogus court cases and perhaps, make attorneys Elder and Bamford pay for their illegal dealings.
 
If you are a victim of these debt collectors, contact me for assistance and referral.

CAUTION: I recommend you NEVER disclose your bank account or credit card information to a debt collector, as you risk them emptying your account, or maxing out your credit card. If you feel they are reporting on your credit bureau files in error or need assistance in dealing with them, email  the details w/your location.  Assistance and referral to a consumer legal specialist may be available.  

Email for Assistance 

  Comments from consumer emails.  Messages edited for brevity.

Consumers said... Elder and Bamford