Bud Says                         Consumer Comments Below

This was a puzzle that took awhile to put together and you may be as amazed as I was in what I found. With many years in this business, I have seen my share of scams, con artists, and rip-off’s, which is why this organization is being published as a warning to anyone contacted or sued by this lawyer.

David J. Apothaker is an attorney, licensed to practice law in PA. He operates a ‘Law Office’/collection agency across the bridge, in Mt Laurel, NJ. We could not find anything to show he is licensed to practice law in NJ (which may be of interest to the Ethics Committee of the NJ State Bar.)

Apothaker is currently collecting for LVNV Funding, LLC of Greenville, SC a bottom feeder junk debt buyer of defaulted credit cards. He has been known to file lawsuits against PA residents on behalf of LVNV Funding. His organization calls consumers in others states, representing themselves as a law office, attempting to collect on LVNV accounts.

Here is information that I found on a particular case in researching this attorney:

1. Apothaker is suing on behalf of LVNV Funding, LLC (as Plaintiff) with its principal place of business located at his UPS* Mail Drop Box Store at 2417 Welsh Road, Suite 21 #520, Philadelphia, PA 19114.
2. He states in his pleadings…”Plaintiff sold and delivered to Defendant goods and/or services at the times, of the kinds, in the quantities, and for the prices set forth in Plaintiff’s records. A true and correct copy of which is attached hereto, and incorporated herein by reference and designated Exhibit “A”. (nothing was included to explain anything…nothing!)
3. Defendant received and accepted the goods and/or services described in Exhibit “A”. (total lie, he has no idea what transpired months or years ago)
4. The prices set forth in Exhibit “A” are the fair, reasonable and market prices for said goods and/or services, and the prices which Defendant agreed to pay. (he has no idea if this is true or not)
5. The original creditor is HOUSEHOLD. (with NO documents to verify or even give legitimacy to this statement, yet he states that LVNV gave goods & services)
6. VERIFICATION
David J. Apothaker, Esq. hereby states that I am counsel for plaintiff in this action, and that I am authorized to ‘take’ this Verification, and the statements made in the foregoing Civil Action Complaint are true and correct to best of my knowledge, information, and belief. The undersigned understands that the statements therein are made subject to the penalties of Pa.C.S.A. 4904 relating to unsworn falsification to authorities. (Apothaker has no idea of this, he was never involved in anything until AFTER the account defaulted, yet claims to have knowledge of events prior to that …HUH??)

BY: /s/ David J. Apothaker
David J. Apothaker
Attorney for Plaintiff
Date: 1/00/2008
LVNV FUNDING, LLC
c/o David J. Apothaker, Esquire
2417 Welsh Road, Suite 21 #520
Philadelphia, PA 19114

JOHN DOE**
1234 MAIN ST
ANYTOWN, PA 12345

STATEMENT OF ACCOUNT  Debtors Name: JOHN DOE Account Number: 10001234567890
Original Creditor: HOUSEHOLD
Balance Due: $5284.56   Our File No.: 123456
EXHIBIT “A”

(**We changed all references to the actual Defendant to protect his/her identity)
(His Exhibit “A” is nothing more than a typed sheet of information taken off a computer screen. Yet he claims and verifies this information, he verifies is true and correct. What could this man possibly have been thinking? What was his mental state? Has he done this to others? How much money has he pocketed doing this? Lying on court documents is a felony!)
That is all there is to it. This was an actual case filed by Attorney Apothaker. Luckily, for the Defendant, a consumer attorney was involved and it was dismissed for all the obvious reasons. There was never one piece of credible information filed to give validity to anything pled by this lawyer. Furthermore, there is the legal question of his making statements that appear to contain perjury. Apothaker is a junk debt lawyer, collecting for a bottom feeder who purchased this debt AFTER it was charged off and went into default. He had no idea of what transpired before accepting this case, yet told the court that his statements are true and correct. Apothaker may have committed perjury and he should be held accountable for his actions. Making money off someone is no excuse for abusing our legal system, it is built on trust, integrity and ethical standards that are adhered to by those who take their duties seriously. If this is what David J. Apothaker deems as ethical, he should find another way to make a living, a law license is not a ticket to a paycheck.

I am bringing this to the attention of consumers so that you made aware of the ridiculous and absurd garbage being filed in courts by lawyers who totally misrepresent some cases and may have committed perjury in their filings. I do not know anything about Attorney Apothaker or his physical or mental capacities. This court filing is (in my opinion) a total misuse of our judicial system by someone who entrusted to abide by it. If this attorney has filed other cases such as this and reaped monetary benefits from the filings, he should be made to pay those sums back and be re-educated into what ethical standards mean to a practicing attorney.

If you feel you have had your rights abused by this attorney contact the PA State Bar:  www.pabar.org

Need the services of a consumer law professional or other assistance?  Email Us

*UPS MEANS UNITED PARCEL SERVICE, WHERE MAIL BOXES ARE RENTED, IT IS NOT AN OFFICE OR EXECUTIVE SUITES. SEE: WWW.THEUPSSTORE.COM UPS IS NOT AFFILIATED WITH THE UNITED STATES POSTAL SERVICE (USPS). UPS BOXES ARE USED BY MANY TO GIVE THE IMPRESSION OF A BUSINESS ADDRESS WHERE NONE EXISTS. IT IS NOT ILLEGAL TO OPERATE A UPS BUSINESS BOX. SOME STATE BARS REQUIRE THAT AN ATTORNEY MAINTAIN A PHYSICAL OFFICE IN THE STATE WHERE THEY ARE LICENSED. WE DO NOT KNOW WHAT THE PA REQUIREMENTS ARE FOR ATTORNEYS LICENSED IN PA AND PRACTICING IN ANOTHER STATE.
 

CAUTION: I recommend you NEVER disclose your bank account or credit card information to a debt collector, as you risk them emptying your account, or maxing out your credit card. If you feel they are reporting on your credit bureau files in error or need assistance in dealing with them, email  the details w/your location.  Assistance and referral to a consumer legal specialist may be available.   Email for Assistance 

  Comments from consumer emails.  Messages edited for brevity.

  Consumers said... Apothaker Associates