Texans: Need help with a collector?

A collector wrote in and said "big deal - you've listed every agency in the US." Nope. There are over 6500 collection agencies in the United States according to a CNN count.  Our list is under 300.  If an agency violates the law enough times to make our list, it becomes a “big deal.”

The collectors, bottom feeders, and junk debt buyers below likely purchased your account for pennies on the dollar. The law holds they must be able to provide legal validation if you are sued. When you don’t show up in court, or fail to respond to a summons you give them FREE money via a default judgment. My opinion, based on thousands of cases: the vast majority of these collectors NEVER have the legal documents meeting most court requirements. That fact will only help you if you challenge them and the papers they use to file court cases. If you are contacted by anyone on this list, get in touch with me for advice and referral to a local consumer law professional who may be able to assist you in beating these bogus claims and save you a LOT of money.